Long Term Disability Claims (LTD)

If your disability benefits have been denied – Preszler Law Injury Lawyers can help. We recommend you ask the insurance company for their denial position in writing and get in touch with a disability lawyer at your earliest opportunity. In most cases, you may be eligible for a right of appeal and these grounds are generally defined in the insurance policy. While you may have the right to appeal, it is best to speak directly with a disability lawyer first because the appeal process often only prolongs the predicament.

In Nova Scotia, most LTD policies stipulate that you will be paid for up to 2 years if you are totally disabled from completing the essential tasks of your employment. After two years, the definition changes to being totally disabled from doing any occupation for which you are suited by way of education and experience. However, you are not obligated to go back to work even if your LTD provider is telling you that you are required to return to work.

At Preszler Law Injury Lawyers in Halifax, Nova Scotia – we have helped thousands of individuals across Canada with their disability claims. We have experience handling cases against all the disability insurance companies in Nova Scotia including but not limited to:

  • Manulife
  • Great West Life
  • Blue Cross
  • Sunlife Assurance Company
  • Desjardins Insurance
  • Industrial Alliance
  • And more..

Hiring a disability lawyer is beneficial especially when filing an appeal with your insurance company.  At the very least, having a disability lawyer on your side can help ensure that you are not taken advantage of or that you make mistakes. A disability lawyer can help you avoid making mistakes, ensure that you prepare the relevant forms and documentation to help advance your appeal, assist with the judicial process involved in disability cases and most importantly – help you negotiate a lump-sum settlement.

If you or your loved one have been denied of their disability benefits – contact a disability lawyer with Preszler Injury Lawyers today.