Edmundston Long-Term Disability Lawyers
Find out if you have a case today.
Contact our Edmundston long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Published: August 30, 2021 | Last Reviewed: August 7, 2026
Sustaining catastrophic injuries, acquiring chronic illnesses, and developing debilitating mental health issues can be extremely difficult processes. In addition to the physical and psychological challenges associated with severe medical conditions, if the symptoms of these conditions make it impossible for people to continue performing the duties of their jobs, disabled workers may find themselves in financial distress. However, if these workers have an appropriate level of insurance coverage, they may be entitled to collect disability benefits.
Disability benefits may be available to people in Edmundston through an insurance policy they hold privately, or through their employer’s group plan. Although these income replacement payments do not provide coverage for a disabled worker’s total regular pay, disability benefits can be a crucial source of income for people who are unable to return to their workplaces because of the medical conditions they have acquired. Typically, insurance plans provide eligible recipients of disability benefits with between 60-70% of their regular wages.
In order to apply for disability benefits, eligible policyholders may be required to provide supplementary medical evidence to their insurance provider. This evidence should sufficiently prove the severity of a person’s medical condition, illustrate the effect their condition has on their ability to perform their jobs, and substantiate a policyholder’s claim that they continue to receive ongoing medical treatment for their condition.
However, even after providing thorough medical evidence proving the severity of their medical conditions, most claims for disability benefits across the country are denied. Insurance providers often find reasons to deny an eligible claimant’s request for benefits. Receiving a denied claim can be as demoralizing as it is perplexing. And while applicants whose claims were denied should have the opportunity to appeal their insurance provider’s decision, doing so without assistance can seem like an overwhelming challenge.
Our disability lawyers serving Edmundston have a history of helping unfairly denied benefits claimants overturn their insurance company’s unfair determinations. At Preszler Injury Lawyers, we believe that no community member should be subject to unfair treatment while facing enormous physical, emotional, and financial challenges. That is why, if your claim for benefits was denied, our Edmundston disability lawyers may be able to provide you with crucial legal advice and assistance.
By working with our disability lawyers serving Edmundston, you may be able to recover payments for previously denied benefits, as well as other damages arising from your claim’s initial denial. To review your case with our Edmundston disability lawyers and learn how we may be able to help overturn your insurance company’s unfair determination, schedule a free initial consultation with Preszler Injury Lawyers today.
Free Consultation for Edmundston Residents – We Don’t Get Paid Unless We Win
In order to best serve the needs of denied benefits claimants, our disability lawyers serving Edmundston offer a free initial consultation to all prospective clients. When you call our Edmundston disability lawyers, you will have the opportunity to review your situation and receive the benefit of legal advice tailored to your specific set of circumstances, all at no cost.
Additionally, our disability lawyers serving Edmundston work on a contingency-fee basis. That means we do not get paid unless we win your case. Our Edmundston disability lawyers invest in the clients we represent, and fight on their behalf against unfair insurance providers.
To learn more, schedule your free initial consultation with our disability lawyers serving Edmundston today.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.
Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in Edmundston?
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