b. The fee is charged on a contingency basis, meaning that if the law firm is not successful in recovering an amount for damages, then there will be no fees paid by you.
b. The timing will depend on your recovery and physical limitations as they relate to the injuries sustained.
b. When you call for a free consultation, you will speak to one of our experienced lawyers.
MOTOR VEHICLE ACCIDENT FAQ
b. This includes income replacement benefits which would pay you up to $250.00 a week.
c. There is medical coverage to a potential maximum of $50,000.00 for recommended therapies such as physiotherapy etc.
b. This party is usually referred to as the "at-fault" party.
c. In some situations, you may have reason to sue your own insurance company to seek recourse for benefits and other claims under the contractual terms of your automobile policy. Again, time limitations apply. Your lawyer can best advise you if this kind of action is necessary in the circumstances as well as any technical requirements for proceeding.
b. These could include but are not limited to: damages for pain and suffering, income losses (past and future), loss of earning capacity, out of pocket expenses, past and future treatment costs subject to any Accident Benefits payments made by your own insurer.
b. Injuries that do not meet this "serious impairment" threshold are referred to as minor injuries and are subject to a capped amount of general damages as set by legislation.
c. For more information on how this limit could affect your claim, please call for a free consultation today.
- In Nova Scotia the statutory minimum insurance required to drive is $500,000.00
- If there are multiple claimants involved in the same accident caused by the same at-fault driver the insurance policy limits on the at-fault vehicle will be split up amongst all the claimants and can reduce the amount that is recovered.
- This is why it is important to ensure that you have proper coverage on your own policy of insurance because there are situations where the at-fault driver may be underinsured and your own policy can step in and increase the available limits. Please speak to one of our lawyers today for clarification.
b. The monetary value of a particular injury is based on and set by case law, which limits the amount you can recover.
b. Please call Preszler Injury Lawyers for a free consultation for more information and a free consultation.
b. However, the available policy limits of insurance on the at-fault vehicle could affect your recovery of damages.
b. Please call Preszler Injury Lawyers for a free consultation for more information.
b. These other sources are laid out in the legislation but for clarity, call Preszler Injury Lawyers now.
b. The insurance company may also claim credit for any amounts paid to you to cover costs of treatment or out of pocket costs.
c. Each case is different. Please call Preszler Injury Lawyers for a free consultation to discuss your case now.
b. In Nova Scotia there is legislation referred to as the Fatal Injuries Act.
c. This law sets out the ability and extent to which individuals can claim for damages after a family member has died in an accident.
d. It also defines who is eligible to make a claim.
e. The action must be started within 12 months of the death.
f. There are also claims under the Accident Benefit system payable upon death of an insured family member.
WHAT HAPPENS IF THE AT-FAULT PARTY DOESN'T HAVE INSURANCE OR THE AMOUNT OF THEIR INSURANCE IS INSUFFICIENT TO RESPOND TO MY CLAIMS?
b. In Nova Scotia most policies of insurance carries an optional endorsement called the SEF-44. This entitles the owner of the policy to coverage for insurance when the defendant is underinsured, uninsured or unidentified.
c. The benefit of the SEF-44 is that your own policy of insurance will step into the shoes of the at-fault party (where there may be no insurance or an insufficient amount of insurance) and provide added coverage.
d. This added coverage would be up to the max of the limits of the policy but cannot be stacked.
e. This is another reason why it is important to ensure you carry an appropriate amount of liability insurance.
f. This means if the at-fault party has $500,000 of liability coverage and your SEF 44 policy is for $1,000,000, the coverage would be from the at-fault party's insurance for the first $500,000.00 and then the additional $500,000.00 from our own policy for a maximum of $1,000,000.00 of coverage.
b. There is now a scheme called Direct Compensation for Property Damage within Section A of the standard automobile policy allowing an insured to seek compensation directly from his/her own insurer for vehicle damage caused by another party.
c. You can find more information in your policy of insurance or you can call Preszler Injury Lawyers to discuss further.