Sustaining injuries in a serious motor vehicle collision can be a challenging and expensive process. Injured car crash survivors often find themselves struggling to balance their regular financial obligations with newly acquired injury-related expenses. 

Since anyone who operates a motor vehicle in this province is required to carry mandatory insurance, and since all standard automobile insurance policies provide accident benefits coverage, injured car crash survivors may be able to recover a certain degree of financial relief through their insurance provider. Injured car crash survivors may be able to collect up to $50,000 for a maximum of four years after the collision date to offset the cost of injury-related expenses they have incurred as a direct result of their accident. These expenses often include:

  • Medical treatments
  • Rehabilitation costs 
  • Physiotherapy 
  • Mobility aids, assistive medical equipment
  • Prescriptions
  • Home modifications to accommodate newly acquired disabilities 
  • Ambulance services
  • Mileage expenses to and from medical appointments
  • Housekeeping services
  • Psychological counselling
  • And possibly more

By making this funding available to injured accident survivors, insurers provide much-needed financial support to policyholders struggling through a very difficult set of circumstances. In addition to providing compensation for injury-related costs that accident survivors are generally required to pay for out-of-pocket, depending on the impact their injuries have had on their overall quality of life, accident benefits may provide additional forms of coverage. This may include:

  • Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
  • Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
  • Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

Also referred to as Section B benefits, no-fault accident benefits may be available to any insured motorist who sustained injuries in a collision, no matter which party was responsible for causing the accident to occur. Even drivers whose own errors or wrongful actions behind the wheel were responsible for causing the collision could be eligible to recover accident benefits if they were hurt in the crash.

That said, insurance companies often find reasons to deny the accident benefits claims of injured policyholders. For injured accident survivors struggling to afford their necessary costs of care, receiving a denied accident benefits claim can feel like a deep injustice, and an insurmountable challenge.

Our accident benefits lawyers serving Antigonish have a history of standing up to the unfair tactics often used by insurance providers to withhold funding from deserving policyholders. By working with our Antigonish accident lawyers, you may be able to overturn your insurance provider’s initial determination and recover the compensation you deserve. 

To review the details of your situation with our accident benefits lawyers serving Antigonish, call Preszler Injury Lawyers today and take advantage of a free initial consultation on your case.

Free Consultation for Antigonish Residents – We Don’t Get Paid Unless We Win

Our Antigonish accident benefits lawyers offer a free initial consultation to all prospective clients. To discuss your case and learn about options for financial recovery that may be available to you, book your free initial consultation with Preszler Injury Lawyers and receive personalized legal advice from our accident benefits lawyers serving Antigonish.

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