People who sustain severe physical injuries, develop chronic illnesses, or acquire disabling mental health conditions may find it impossible to continue completing the duties associated with their jobs. In these situations, provided they have the appropriate level of insurance coverage, people who have been diagnosed with a debilitating medical condition may be able to access a certain degree of financial relief through their insurance provider by applying for disability benefits.
Disability benefits usually provide recipients with between 60-70% of their regular earnings in monthly installments. For those who can no longer earn a normal living because of a disabling medical condition, disability benefits may be the only source of income available to them. As such, people in great need rely on this crucial insurance coverage to help them weather an extremely challenging financial storm. Disability benefits provide much-needed financial assistance to workers who, for reasons beyond their control, can no longer work to support themselves or their families.
Disabled workers may have access to disability benefits through their employer’s group insurance plan. They may also pay for their own private insurance policy which may include provisions for disability benefits. All insurance policies differ; even those that offer disability benefits may have varying eligibility requirements. Before applying for disability benefits, it might be prudent to review the terms and conditions of your insurance plan to make sure your medical condition qualifies you to receive them.
In order to apply for disability benefits, you may be required to submit supplementary material and medical evidence proving that:
- You have received a diagnosis for a disabling medical condition.
- You have been receiving ongoing medical treatment for this condition.
- The symptoms of this medical condition prevent you from completing the tasks associated with your job.
The medical evidence you include with your application for disability benefits should illustrate the severity of your condition and the effect it has on your ability to carry out the duties of your job. However, even if you supply thorough evidence proving that your medical condition makes it impossible for you to continue working, your insurance provider may find a reason to deny your claim for benefits.
Our disability lawyers serving Antigonish have experience fighting back against the unfair tactics often used by insurance companies to withhold disability benefits from deserving policyholders. By working with our Antigonish disability lawyers, you may be able to recover compensation for previously denied benefits, as well as compensation for additional damages you might have incurred because of your claim’s initial denial.
To review the circumstances of your case with Preszler Injury Lawyers and learn about options for financial recovery that may be available to you, schedule a free initial consultation with our disability lawyers serving Antigonish.
Free Consultation for Antigonish Residents – We Don’t Get Paid Unless We Win
During a cost-free, no-obligation initial consultation with our Antigonish disability lawyers, you will have the chance to discuss your situation and receive personalized legal advice specific to your case. If you are eligible to pursue legal action to recover the payments that have been unfairly withheld from you, our disability lawyers serving Antigonish may be able to help you recover the compensation you deserve.
Learn more about how Preszler Injury Lawyers may be able to help with your case by taking advantage of your free initial consultation with our Antigonish disability lawyers.