In the blink of an eye, an unexpected car crash can seriously injure unsuspecting motor vehicle operators. Injuries resulting from collisions can require lengthy periods of hospitalization, physical rehabilitation, drastic adjustments to an accident victim’s lifestyle, and costly expenses that continue to accumulate well past the date of the accident.

To help offset the costs of injury-related expenses, automobile insurance policyholders who have sustained injuries during a collision may be able to access a certain degree of financial support through Section B benefits. Included in all standard automobile insurance plans throughout the province, Section B benefits provide much-needed assistance to injured car crash survivors enduring great physical, emotional, and financial challenges. 

An injured crash survivor may be entitled to different forms of coverage depending on the impact their injuries have had on their lives. For instance, Section B benefits could provide injured accident survivors with additional coverage if their injuries prevent them from returning to work. People in these situations may be able to collect weekly indemnity benefits. These income replacement payments can provide eligible policyholders with up to $250 per week for a maximum of two years following their accident.

If an injured car accident survivor was their household’s primary caretaker and, as a result of the injuries they sustained in a crash, are no longer able to carry out routine housework, they may be able to claim up to $100 per week for a maximum of fifty-two weeks so that they can employ a housekeeper. Furthermore, in the truly unfortunate circumstances where motor vehicle collisions end in fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

To compensate injured accident survivors for newly acquired expenses related to the injuries they sustained in a vehicular collision, Section B benefits can provide a maximum of $50,000 for up to four years from the date of the injurious accident. Typically, Section B benefits are used to cover the costs of certain necessary injury-related expenses, including:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

Also referred to as “no-fault accident benefits,” since Section B benefits are included in all standard automobile insurance policies, any injured policyholder should be able to access them, regardless of which party was responsible for causing the accident to occur. That means, if you were injured in an accident, regardless of the circumstances, you may be able to access Section B benefits. Even if your own wrongful actions contributed to the events leading to your collision, if you were injured in the accident, you should be able to collect the Section B benefits owed to you.

Unfortunately, for a number of reasons, insurance providers may decide to deny a policyholder’s benefits claim. If you were hurt in a collision but your benefits payments were withheld from you, our Section B benefit lawyers serving Antigonish may be able to work with you to try overturning your insurer’s unfair decision. To learn more about how our Antigonish Section B benefit lawyers may be able to help with your case, contact Preszler Injury Lawyers today and receive a free initial consultation.

Free Consultation for Antigonish Residents – We Don’t Get Paid Unless We Win

To review the details of your case and learn about options that may be available to you, book your free initial consultation with our Section B benefit lawyers serving Antigonish by calling Preszler Injury Lawyers.

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