Have you recently been diagnosed with a medical condition that prevents you from completing the tasks associated with your job? If you have the appropriate level of insurance coverage, you may be entitled to disability benefits.
Disability benefits are designed to provide crucial financial support in the form of monthly income replacement payments to people who can no longer work because of a physical injury, chronic illness, or severe mental health issue. Your employer’s group insurance plan may include disability benefits coverage, or you may have access to them through a privately held insurance policy that you pay for independently.
While disability benefits will likely not replace your entire regular salary, they can still provide a sense of financial security during a challenging period of your life. Generally, disability benefits provide recipients with between 60-70% of their normal wages at monthly intervals.
These benefits payments can provide much-needed financial support to people who, through no fault of their own, can no longer complete the duties of their job and, therefore, cannot continue to earn a living. Faced with high costs of medical care in addition to regular costs of living, disability benefits can truly make a difference in helping eligible insurance policyholders stay afloat financially during an extraordinarily challenging experience.
In order to apply for disability benefits, you may be required to submit supplementary medical evidence proving that:
- You have received a diagnosis for a disabling medical condition.
- You have been receiving ongoing medical treatment for this condition.
- The symptoms of this medical condition prevent you from completing the tasks associated with your job.
By compiling thorough medical evidence, you may be able to substantiate your claim and illustrate how the medical conditions you have acquired make it impossible for you to continue working in your current occupation. Unfortunately, even after supplying sufficient proof of your condition’s severity and its impact on your ability to perform your job, your claim for disability benefits could be denied by your insurance provider.
In fact, across the country, most claims for disability benefits submitted to insurance companies each year are denied. Insurance providers may choose to withhold benefits payments for a number of reasons, many of which may be confusing and frustrating for people who legitimately require the coverage to which they should be entitled.
If your claim for disability benefits was denied, you should have been given the opportunity to appeal your insurance company’s determination. However, without assistance, doing so can seem like an overwhelmingly difficult process, especially when coping with the symptoms of a disabling medical condition.
That is why, if your claim for disability benefits was denied by your insurer, booking a free initial consultation with our disability lawyers serving Bridgewater could be extremely beneficial. Our Bridgewater disability lawyers have a history of standing up to the unfair tactics often used by insurance companies to withhold funding from policyholders who should be entitled to benefits payments. By speaking with our disability lawyers serving Bridgewater during a free initial consultation, you may be able to learn about courses of action that may be available to you in order to recover the benefits you deserve.
Free Consultation for Bridgewater Residents – We Don’t Get Paid Unless We Win
Insurance policyholders pay monthly premiums to their insurance provider so that, in the event of an unexpected injury or illness, they will have access to the funding they need. When insurance providers unfairly decide to withhold payments from eligible policyholders, the real-world repercussions for denied claimants can be financially disastrous.
To learn how Preszler Injury Lawyers may be able to provide you with assistance, call our Bridgewater disability lawyers today and receive a free initial consultation about options that may be available to you.