No one plans to be involved in a serious car accident, nor do they plan to sustain serious injuries as a result. In addition to the damaging physical and emotional repercussions that injured car accident victims often face, the financial requirements stemming from their collision could be enormous. Even those injured motorists with savings in the bank may find it difficult to cope with their newly acquired financial obligations. This is especially true for the victims of car crashes who are no longer able to work because of the injuries they have sustained. Without their regular wages to rely on, navigating the expensive road to recovery can be one of the most difficult challenges a person faces in their lifetime.
This is one of the many reasons all motor vehicle owners and operators in the province are required to carry standard insurance policies. Mandatory automobile insurance plans throughout the province include coverage for damages arising from injuries sustained in motor vehicle collisions. No-fault accident benefits, also referred to as Section B benefits, can provide injured car accident survivors with a maximum of $50,000 for four years following their collision. These accident benefits are designed to cover an eligible policyholder’s financial losses arising from the injuries they sustained in their collision.
Accident benefits are available to injured motorists throughout the province, even if their wrongful actions or inactions behind the wheel were responsible for causing their collision. Regardless of who was at-fault, the injured survivors of a car crash can often rely on accident benefits to help stay financially solvent in the wake of an accident. Accident benefits give eligible policyholders a much-needed financial lifeline during a very difficult time in their lives, often providing financial compensation for essential costs related to their injuries. These costs may include:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
Car accident survivors who acquire disabling medical conditions as the result of a serious car crash may lose their ability to perform the duties of their jobs, or to perform necessary housekeeping activities around their homes. Additionally, severe collisions could result in wrongful deaths. In these unthinkable situations, accident benefits may also provide the following coverage:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Clearly, accident benefits are designed to provide eligible insurance policyholders with important coverage to make the process of readjusting to life following an injurious car accident less disruptive. Policyholders pay monthly premiums to their insurance providers. They do so in order to receive this essential coverage in the event of a serious accident.
However, for a number of different reasons, insurance providers may deny a claimant’s application for accident benefits. Even policyholders who have always paid their monthly insurance premiums and can prove their claims with medical evidence may be the subject of undue scrutiny from their insurance provider.
If your insurance company unfairly denied your claim following an accident in which you sustained injuries, our accident benefits lawyers serving Cape Breton may be able to provide you with crucial legal advice and assistance. By working with our Cape Breton accident benefits lawyers, you may be able to overturn your insurance company’s unfair decision, and recover the damages you are rightfully owed. To learn more about how Preszler Injury Lawyers may be able to help you, contact our accident benefits lawyers serving Cape Breton today, and receive a free initial consultation on your case.
Free Consultation for Cape Breton Residents – We Don’t Get Paid Unless We Win
Our Cape Breton accident benefits lawyers have a history of standing up to insurance companies, and fighting on behalf of the injured clients we represent. We know you have important questions about why your claim may have been denied and which options for action may be available to you. To receive the benefit of our experience and learn about the next steps you may be able to take to recover the financial compensation you are owed, schedule a free initial consultation with our accident benefits lawyers serving Cape Breton.
Preszler Injury Lawyers are committed to providing assistance to members of the local community. To learn more about how we may be able to help, call our Cape Breton accident benefits lawyers today for your cost-free, no-obligation first meeting.