It is impossible to prepare for the physical and psychological repercussions of surviving a severe car accident. Cape Breton residents who sustain serious injuries as the result of a motor vehicle collision may face long, challenging roads to recovery. And, in addition to the physical, mental, and emotional difficulties that often follow an injurious crash, injured car accident survivors often find it difficult to keep up with the expensive costs stemming from their injuries. 

Drivers who have been injured as the result of a motor vehicle collision may find some much-needed financial relief in the form of Section B benefits. All motor vehicle owners and operators in the province are required to carry mandatory insurance plans. All standard automobile insurance policies throughout the province have provisions for Section B benefits. Section B benefits provide eligible policyholders with financial compensation for injury-related damages they acquired as a result of their collisions. 

Also known as no-fault benefits, Section B benefits may be made available regardless of the driver’s level of culpability for causing the accident. That means, even if one driver’s wrongful conduct or negligent behaviour behind the wheel caused the collision to occur, if the crash led them to sustain injuries, they should still be entitled to Section B benefits. 

For a maximum of four years after the date of the collision, Section B benefits can provide injured car accident survivors with up to $50,000. These benefits could be made available to cover the costs of damages arising from their injuries, including:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

Automobile insurance coverage throughout the province gives injured motorists an essential financial lifeline during a very difficult moment in their lives. In addition to Section B benefits coverage for the damages listed above, if injured accident survivors are unable to return to work as a result of their collisions, they may be able to collect Weekly Indemnity Benefits. Providing coverage for up to 80% of an injured accident victim’s lost wages (up to a maximum of $250 per week), these income replacement payments may be available for up to two years after sustaining their injuries. 

Section B benefits can help injured accident survivors navigate a very challenging period of their lives. However, in many cases, insurance providers will unfairly dispute or deny injured claimants’ applications for the benefits they are duly owed. 

If you were injured in a car accident and your claim for no-fault benefits was denied, our Section B benefit lawyers serving Cape Breton may be able to help you overturn your insurer’s unfair determination. To learn how our Cape Breton Section B benefit lawyers may be able to provide you with assistance, contact Preszler Injury Lawyers for a free initial consultation.

Free Consultation for Cape Breton Residents – We Don’t Get Paid Unless We Win

During a free, no-obligation initial meeting with our Section B benefit lawyers serving Cape Breton, injured insurance policyholders will have the opportunity to ask important questions about why their claim may have been denied, and receive the benefit of our legal advice. Our Cape Breton Section B benefit lawyers may be able to help you appeal your insurance provider’s denial so that you can collect the benefits that are rightfully yours. 

To learn about options that may be available to you, call Preszler Injury Lawyers for your free initial consultation with our Section B benefit lawyers serving Cape Breton.


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