No one plans to be severely injured or develop a serious physical or mental illness. When the unthinkable happens, injured or ill individuals often experience a myriad of difficult questions, including how they will be able to continue earning a living. 

With the appropriate level of insurance coverage, however, these individuals may be able to access disability benefits. Generally providing between 60-70% of a worker’s usual wages in monthly installments, disability benefits are often the only sources of income available to chronically ill or severely injured workers who can no longer perform the duties of their jobs because of the medical conditions they have sustained. Oftentimes, disability benefits are available to workers through their employer’s group insurance plan, or as part of a private insurance policy paid for independently. 

Eligibility requirements for disability benefits vary between insurance policies, however some medical conditions that might entitle an insurance policyholder to receive disability benefits include:

  • Heart disease
  • Back problems
  • Chronic pain or complex regional pain syndrome (CRPS)
  • Lupus or Lyme disease
  • Psoriatic arthritis or fibromyalgia
  • Paralysis
  • Depression
  • Bipolar mood disorder
  • Post-traumatic stress disorder (PTSD)
  • And possibly more

Unfortunately, many people with legitimate medical complaints that make it impossible for them to continue doing their jobs are not able to access the disability benefits they are rightfully owed. Insurance providers often deny applicants’ claims for disability benefits, and may do so for a number of different reasons. When this happens, insurance providers withhold much-needed funds from deserving policyholders who are most likely struggling to make ends meet. 

Receiving a denied claim for disability benefits can be worse than demoralizing. Without access to these income replacement payments, workers may struggle to support themselves and their families. Unable to afford even their regular monthly expenses, let alone their newly acquired injury-related costs, denied benefits claimants may find themselves in financial despair. And although denied disability benefits applicants should be able to appeal their insurance provider’s decision to withhold their payments, standing up to a large insurance company while suffering the debilitating symptoms of a disabling medical condition can seem like an impossible task, especially without assistance.

That is why, if your medical condition makes it impossible for you to carry out the tasks of your job and your benefits claim was denied by your insurance provider, a consultation with our disability lawyers serving Chéticamp could be beneficial to you. Our Chéticamp disability lawyers have a history of standing up to the unfair tactics often used by insurance companies to deny policyholders the funds they are duly owed. By working with our disability lawyers serving Chéticamp, you may be able to overturn your insurance provider’s decision and recover the compensation you deserve. 

To learn more about how Preszler Injury Lawyers may be able to help you recover the disability benefits you deserve, call today to schedule your free initial consultation with our Chéticamp disability lawyers.

Free Consultation for Chéticamp Residents – We Don’t Get Paid Unless We Win

Preszler Injury Lawyers are committed to helping wrongfully denied insurance policyholders receive the fair treatment they deserve. To review the details of your case and receive the benefit of personalized legal advice, take advantage of your free initial consultation with our disability lawyers serving Chéticamp by calling Preszler Injury Lawyers today.

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