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Dartmouth Long-Term Disability Lawyers

Find out if you have a case today.

Contact our Dartmouth long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.

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Published: July 16, 2021 | Last Reviewed: August 7, 2026

When people sustain serious physical injuries, contract a chronic illness, or develop a severe mental health issue, their medical condition may make it impossible for them to perform the duties of their jobs. Depending on the nature of their condition and their occupation, returning to work while prioritizing their health and well-being may simply not be an option.

If you live or work in Dartmouth and cannot return to your workplace because of a medical condition you have acquired, provided you have adequate insurance coverage, you may be able to collect disability benefits.

These monthly insurance payments are issued to policyholders who cannot work because of their medical conditions. Many workers who pay into their employer’s group insurance plan have access to disability coverage. Those who are self-employed or who wish to purchase additional coverage to supplement their current insurance plan may have access to disability benefits through their privately held insurance policy.

Disability benefits can provide injured or ill people with a degree of financial security at a time in their lives where they may be struggling to make ends meet. Although disability benefits do not replace an employee’s entire normal salary while they are unable to return to the workplace, generally speaking, they provide recipients with between 60-70% of their regular income.

In order to begin collecting disability benefits, disabled workers must first submit an application to their insurance provider, and supply medical evidence substantiating their claim for benefits. However, even if their medical condition should entitle them to receive disability payments, insurance companies can deny benefits claims for numerous reasons.

Furthermore, approved recipients of disability benefits may face challenges if their insurance provider decides to prematurely terminate their monthly payments. This can happen when insurers determine that a recipient’s medical condition no longer fits the policy’s definition of disability, or for a number of other reasons. Insurance providers can even terminate monthly payments to disability benefits recipients because of content they share on their personal social media platforms.

If your claim for disability benefits was denied even though your condition should entitle you to compensation, or if your payments were prematurely terminated while your disabling medical condition persists, our disability lawyers serving Dartmouth may be able to help you fight your insurance provider’s decision. If successful, our Dartmouth disability lawyers may be able to help you recover damages, including:

  • Previously denied benefits payments
  • Legal fees
  • Damages for mental stress experienced
  • Punitive damages
  • And possibly more

Fighting an insurance company may seem like an impossible task. Many Dartmouth residents who rely on disability benefits to get by may worry that the process of appealing an insurance provider’s decision will be an ongoing– and expensive– legal process.

However, our Dartmouth disability lawyers do our best to remove financial barriers to our legal services and provide crucial legal assistance to members of the local community, regardless of

their financial situation.

Free Consultation for Dartmouth Residents – We Don’t Get Paid Unless We Win

Our disability lawyers serving Dartmouth offer free, initial consultations to all prospective clients. During this initial, no-obligation meeting, you will have the opportunity to review the terms of your insurance policy with our Dartmouth disability lawyers and learn about options that may be available to you.

At Preszler Injury Lawyers, we appreciate that people who are unable to work because of their medical conditions may not have unlimited funds to fight an unfair decision. That is why our Dartmouth disability lawyers work on a contingency-fee basis. If you are eligible to appeal your denied disability claim, you will not pay for our legal services unless we win.

To book your free, initial consultation with our disability lawyers with experience in Dartmouth, call Preszler Injury Lawyers today.

Authored by Preszler Injury Lawyers

Personal Injury Law Firm

Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.

Proudly Canadian

Award Winning Personal Injury Law Firm

We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.

Case Results

long-term disability Settlements

Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.

Settlement

Long-Term Disability

$2,200,000

Our client was denied LTD payments after struggling with mental health problems. We settled for more than $500,000 over the policy value due to the insurance company’s bad conduct.

Settlement

Long-Term Disability

$995,000

The individual was a trader who had a nervous breakdown during the 2008 financial crisis. His insurer initially denied his LTD claim but we were able to challenge that successfully.

Settlement

Long-Term Disability

$750,000

Client unable to work relating to health issues.

long-term disability FAQs

Here are some commonly asked questions for long-term disability claims

Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.

Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.

An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.

The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.

The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.

A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.

Read More FAQs

Denied Long-Term Disability Benefits in Dartmouth?

Book a FREE Consultation Now

Our experienced lawyers are available to help at any time.

Learn how we can challenge your insurer’s denial and pursue the benefits you deserve.

1-833-405-8282

Proudly Serving Dartmouth

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Preszler Injury Lawyers assists clients throughout Dartmouth and across Canada with a wide range of legal matters. 

Contact us today to get started with a free consultation.