Every motorist in the province is required to carry automobile insurance. Standard insurance policies provide a range of mandatory coverage, including Section B benefits. Insured drivers who have sustained injuries as the result of a car accident may be able to collect Section B benefits to recover financial compensation for costs related to their injuries.
Section B benefits are also referred to as “no-fault” benefits because they may be made available to drivers injured in motor vehicle collisions, regardless of who was responsible for causing the accident. These no-fault benefits often cover the costs of necessary medical expenses. Common medical expenses that may be covered by Section B benefits following an injury-causing automobile collision include:
- Chiropractic sessions
- Massage therapy
- Strength-training exercise programs
- Psychological counselling
- Medical equipment
- Mobility aids
- Ambulance bills
- Home modifications to accommodate acquired disabilities
- Mileage expenses for trips to and from medical appointments
- And possibly more
In most cases, Section B benefits cover the costs of damages up to $50,000 for four years following a car accident.
In addition to providing financial compensation for medical expenses, if the injuries sustained in a collision prevent an insured car accident survivor from performing the duties of their job, Section B benefits may include Weekly Indemnity benefits. These income replacement payments provide car accident survivors with 80% of their lost earnings, up to a maximum of $250 per week for up to two years after the collision.
If the car accident survivor is their household’s primary caretaker and the injuries they sustained in their collision prevent them from keeping their living space in order, Section B benefits could provide them with funding to retain the services of a housekeeper. Injured car accident survivors may be entitled to $100 per week for 52 weeks for housekeeping services.
Additionally, in tragic situations when car accidents end in wrongful deaths, Section B benefits may provide $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
After a serious car accident, injured survivors of the collision may find themselves acquiring new, unexpected expenses. As bills for medical treatments and supplies begin piling up, the insurance benefits available to them can be an important source of revenue, and one of their only methods to rebuild their financial security.
However, for a variety of reasons, insurance companies may deny Section B benefits to those who legitimately need them. If your benefits have been unfairly denied, our Dartmouth Section B benefit lawyers may be able to help.
Free Consultation for Dartmouth Residents – We Don’t Get Paid Unless We Win
Preszler Injury Lawyers have a history of dealing with insurance providers, and advocating on behalf of wrongfully denied benefits claimants. If you are unsure why your claim for benefits was denied, or what options for financial compensation may be available to you in the wake of your injury-causing accident, our Section B benefit lawyers serving Dartmouth may be able to offer beneficial assistance and advice.
During a free, initial consultation, our Dartmouth Section B benefit lawyers may be able to address any questions you have, review your insurance policy, and advise you of options that may be available to you.
Consultations with Preszler Injury Lawyers are always free for injured members of the local community. To learn how our Section B benefit lawyers serving Dartmouth may be able to help you overturn your insurance company’s unfair determination, book a free, initial consultation with Preszler Injury Lawyers today.