After receiving a serious medical diagnosis, it may be impossible to return to the workplace. Physical injuries, mental health issues, and serious illnesses may prevent workers from performing the regular duties of their jobs. In these cases, people who have acquired serious medical conditions may find themselves torn between prioritizing their health and trying to make ends meet.
In these situations, workers with sufficient insurance coverage may be able to collect disability benefits to help cover necessary expenses. Disability benefits are issued monthly, and are designed to provide workers with a percentage of their regular wages when they are unable to carry out the tasks associated with their jobs because of their medical conditions. Typically, insurance plans across the country replace between 60-70% of an injured or ill employee’s regular earnings.
Disability benefits can be a financial lifeline for people in need. People who pay into their employer’s group insurance plan with adequate disability coverage as well as people who pay monthly premiums for a privately held insurance policy with appropriate coverage may never expect to rely on the benefits their insurance plans provide. But when the costs of medical care start piling up and acquired medical conditions make it impossible to return to work, disability benefits may provide a necessary source of income during a very difficult time in the policyholder’s life.
However, even if an injury, physical illness, or mental health condition legitimately prevents an employee from performing the duties of their job, insurance providers may deny their claims for disability benefits.
A denied benefits claim can be extremely disheartening. In order to apply for benefits, injured or ill people must submit an application with supporting medical evidence, thoroughly substantiating why they are entitled to receive their insurance coverage. However, even after providing evidence that proves their medical condition is real, ongoing, and detrimental to their ability to perform their jobs, insurance companies can still deny an eligible poloicyholder’s claim for disability benefits.
If your disability benefits claim was unfairly denied by your insurance provider, our Dieppe disability lawyers may be able to review the terms of your policy and advise you of options that may be available to you. If possible, our disability lawyers serving Dieppe may be able to help overturn your insurance provider’s denial by pursuing legal action against them.
Additionally, in Dieppe, insurance companies often decide to prematurely terminate payments to recipients of disability benefits. Insurance providers may make these determinations based on a variety of criteria even, in some cases, the kind of content a recipient shares on social media platforms. If your benefits payments have been terminated unfairly, our disability lawyers serving Dieppe may be able to fight your insurer’s decision on your behalf.
Beginning a legal battle against an insurance company may seem like an impossible– and expensive– task. However, if successful, our disability lawyers serving Dieppe may be able to help you recover damages, including:
- Previously denied benefits payments
- Legal fees
- Damages for mental stress experienced
- Punitive damages
- And possibly more
Plus, our Dieppe disability lawyers do our best to remove financial barriers to our legal services and provide crucial legal assistance to members of the local community, regardless of their financial situation.
Free Consultation for Dieppe Residents – We Don’t Get Paid Unless We Win
Preszler Injury Lawyers offer a free, initial consultation to all prospective clients. If you are unsure whether you are entitled to pursue legal action against your insurance provider, call our disability lawyers serving Dieppe to take advantage of our legal advice during a free, no-obligation first meeting.
In order to best serve the needs of our community, our Dieppe disability lawyers work on a contingency-fee basis. That means, if you are eligible to file a lawsuit against your insurer, you will not pay for our legal services unless we win.
To book your free, initial consultation with our disability lawyers serving Dieppe, call Preszler Injury Lawyers today.