People who are seriously injured as the result of traumatic motor vehicle collisions often incur substantial financial losses. No one anticipates being involved in a car accident and, similarly, very few people are financially prepared for a medical emergency. Many car accident survivors are surprised by just how costly it can be to recover from serious injuries. As bills begin to quickly accumulate, injured car accident survivors often find themselves overwhelmed by their newly acquired costs.
This is especially true of injured accident victims who are unable to return to their workplaces because of the disabling injuries they have sustained in their collisions. Without the ability to earn their regular wages and with mounting costs related to their necessary medical care and lifestyle adjustments, injured car accident survivors often develop legitimate anxieties over their ability to make ends meet.
Luckily, all standard automobile insurance policies throughout the province include provisions for Section B benefits. Also referred to as no-fault accident benefits, Section B benefits can compensate injured policyholders for expenses they have acquired in an automotive accident, regardless of their level of responsibility for the crash. That means that, even if the injured motorist was responsible for causing the collision, they may still be able to receive no-fault accident benefits to cover some of their injury-related costs.
Section B benefits can provide up to a maximum of $50,000 for up to four years following the accident in which a policyholder was injured. These benefits may be used to offset the cost of injury-related expenses, including:
- Medical expenses
- Ambulance bills
- Medical equipment
- Mobility aids
- Chiropractic sessions
- Massage therapy
- Strength-training exercise programs
- Psychological counselling
- Home modifications to accommodate acquired disabilities
- Mileage expenses for trips to and from medical appointments
- And possibly more
In addition to the injury-related expenses listed above, car accident survivors may be able to collect compensation from their insurance provider to recover costs related to:
- Housekeeping expenses: If the injured party cannot perform regular housework because of their injuries and is their home’s primary caretaker, they could receive $100 per week for 52 weeks to retain the services of a housekeeper.
- Weekly Indemnity Benefits: If the injuries sustained in a car crash prevent the accident survivor from returning to work, they may receive income replacement payments of up to $250/week for 2 years.
- Death Benefits: If a car accident results in fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents..
Section B benefits offer an essential financial lifeline to injured policyholders struggling to cope with mounting injury-related expenses. Unfortunately, not all claims for Section B benefits are approved by insurance providers. Even after providing medical evidence proving the severity of their injuries, car accident survivors in good standing with their insurance provider frequently have their claims turned down, oftentimes for reasons that can be difficult to comprehend.
If you were injured in a car accident and your claim for no-fault accident benefits was denied, our Section B benefit lawyers serving Edmundston may be able to provide you with crucial advice and assistance. To learn more, call our Edmundston Section B benefit lawyers for a free initial consultation on your case.
Free Consultation for Edmundston Residents – We Don’t Get Paid Unless We Win
Preszler Injury Lawyers have a history of standing up to insurance companies who treat their policyholders unfairly. Our Section B benefit lawyers serving Edmundston are passionate about helping injured members of the community fight for their rights and for the fair compensation they are duly owed.
To go over the details of your case with our Edmundston Section B benefit lawyers and learn about legal options for financial recovery that may be available to you, call Preszler Injury Lawyers today for your free initial consultation.