Anyone who owns or operates a motor vehicle in the province is required to carry mandatory insurance. Standard Owner’s Policies provide coverage for a range of benefits, including Section B benefits. In the event of a serious car accident, Section B benefits provide financial compensation to injured parties for costs arising from their injuries. 

Also referred to as no-fault benefits, Section B benefits may be available to any injured driver involved in a collision, regardless of which driver was responsible for causing the accident. Even if a mistake you made behind the wheel contributed to the circumstances that led to your crash, if you sustained injuries in your accident, you may still be entitled to Section B benefits. Eligible drivers may be able to recover up to $50,000 in compensation for damages arising from their injuries over the course of four years following their collision.

Section B benefits cover damages related to injuries sustained in an automobile collision. Some examples of damages that may be covered by Section B benefits include:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

Additionally, depending on the circumstances of your accident, Section B benefits may provide payments for other damages, including:

  • Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
  • Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
  • Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

Surviving a traumatic car accident can be a life-changing experience. Sometimes, coping with newly acquired physical challenges, emotional stress, and financial anxieties can feel impossible. For those Fredericton drivers whose quality of life has been significantly impacted by a car accident, Section B benefits can provide a much-needed source of financial stability during an extremely difficult time.

Unfortunately, for a number of different reasons, insurance providers may decide to deny a policyholder’s claim for Section B benefits. Receiving a denied claim can be troublesome, especially if the financial losses you have incurred as a result of your injuries make it difficult for you to make ends meet.

If you believe the injuries you sustained in a motor vehicle collision should entitle you to receive Section B benefit payments but your claim has been denied by your insurer, consider scheduling a free initial consultation with our Section B benefit lawyers serving Fredericton.

Free Consultation for Fredericton Residents – We Don’t Get Paid Unless We Win

Preszler Injury Lawyers appreciate that injured community members relying on Section B benefits have neither time nor finances to waste. Our Fredericton Section B benefit lawyers are committed to removing financial barriers to accessing our legal services. We offer a free initial consultation to Fredericton residents whose claim for benefits has been denied.

Our Section B benefit lawyers serving Fredericton are passionate about standing up for the rights of the clients we represent. We invest in our clients by working on a contingency-fee basis. That means, if you are eligible to pursue a claim against your insurance provider for unfairly denied benefits, you will not pay us a cent unless we win.

To learn how our Fredericton Section B benefits lawyers may be able to help with your case, call Preszler Injury Lawyers today for your free, initial consultation.

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