When car crashes end in injuries, the lives and livelihoods of accident survivors can be significantly affected. Injuries sustained in collisions with other motor vehicles often require lengthy periods of hospitalization, physical rehabilitation therapies, lifestyle adjustments, and other unexpected– and expensive– costs associated with their recovery. 

Since each motor vehicle owner and operator in the province is required to hold automobile insurance, injured car accident survivors may be able to find a degree of financial relief through Section B benefits. Also known as no-fault accident benefits, anyone who has been injured as the result of a motor vehicle collision may be able to claim this useful coverage, regardless of their level of culpability for the accident. That means, if you were injured in a vehicular collision, even if you were partially responsible for causing the accident, you still may be eligible for Section B benefits. 

Available for a maximum of four years following the date of the collision, Section B benefits can provide injured insurance policyholders with financial compensation for a variety of costs arising from the injuries they sustained in their car crash. Over the course of these four years, Section B benefits can provide up to $50,000 in compensation for injury-related damages, including:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

Depending on the circumstances of your accident and the effect your injury has had on your life, additional benefits may be available. These may include:

  • Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
  • Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
  • Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

Clearly, Section B benefits can provide an essential financial lifeline to car accident survivors who have incurred substantial costs as a result of the injuries they sustained. Unfortunately, though, for a number of reasons, insurance providers may deny a policyholder’s claim for Section B benefits.  Even policyholders in good standing who have regularly paid their monthly premiums may be denied the benefits they are duly owed if their insurance provider finds reasons to dispute their claim. 

If you were injured in a car accident and incurred compensable damages, you may be entitled to Section B benefits. If your claim for benefits was denied, consider contacting our Section B benefit lawyers serving Glace Bay. During a free initial consultation with Preszler Injury Lawyers, you will have the opportunity to review your case, ask important questions about why your claim may have been denied, and learn about options that still may be available to you.

To book a free initial consultation with our Section B benefit lawyers serving Glace Bay, call Preszler Injury Lawyers today.

Free Consultation for Glace Bay Residents – We Don’t Get Paid Unless We Win

With the assistance of our Glace Bay Section B benefit lawyers, you may be able to recover the financial compensation you are duly owed, as well as other damages that may have arisen because of your denied claim.

To learn more about how our Section B benefit lawyers serving Glace Bay may be able to help with your case, schedule your free initial consultation with Preszler Injury Lawyers.

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