If your insurance policy includes coverage for disability benefits, you may be eligible to collect these income replacement payments after developing a physical or mental illness or sustaining a serious injury that makes it impossible for you to continue working. Disability benefits provide much-needed financial assistance to eligible insurance policyholders who, through no fault of their own, can no longer complete the tasks of their jobs.
Disability benefits may be available through an employer’s group insurance plan, or through a privately held insurance policy. Although eligibility requirements differ between policies, some medical conditions that may entitle an insurance policyholder to access disability benefits often include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis or fibromyalgia
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
Typically, disability benefits provide eligible claimants with between 60-70% of their normal earnings on a monthly basis. For people who have been incapacitated by their medical conditions, these payments can make all the difference between financial stability and financial ruin. Since qualifying medical conditions prevent policyholders from performing the duties of their jobs, without a regular salary and without disability benefits payments, injured or ill Kentville residents may be unable to afford their necessary costs of medical care and may struggle to support themselves and their families.
Clearly, disability benefits offer a vital source of income for people enduring an incredibly challenging set of circumstances. However, insurance providers may decide to deny an applicant’s claim for disability benefits, even if the claimant’s medical condition makes it impossible for them to return to the workplace.
Receiving a denied claim for disability benefits can be a maddening and disheartening experience. Although applicants whose claims have been denied should have the opportunity to appeal their insurance provider’s decision, doing so without assistance can feel like an overwhelming task, especially while trying to cope with the effects of disabling injuries or illnesses.
That is why, if your benefits claim was turned down by your insurer even though your medical condition makes it impossible for you to continue working, our disability lawyers serving Kentville may be able to help you. To learn if our Kentville disability lawyers might be able to help you overturn your insurer’s unfair decision, book a free initial consultation with Preszler Injury Lawyers today.
Free Consultation for Kentville Residents – We Don’t Get Paid Unless We Win
Our disability lawyers serving Kentville have experience standing up to the unfair tactics often used by insurance companies to withhold payments from deserving policyholders. By working with our Kentville disability lawyers, you may be able to recover compensation for previously denied benefits, as well as compensation for additional damages you might have incurred because of your claim’s initial denial.
By taking advantage of a no-obligation first meeting with our disability lawyers serving Kentville, you will have the opportunity to review the details of your case, ask important questions, receive the benefit of personalized legal advice, and learn about courses of action that may be available to you, all at no cost. To book your free initial consultation with Preszler Injury Lawyers and learn if you might be entitled to financial compensation, call our Kentville disability lawyers today.