Car accidents can be life-changing experiences. When a collision with another vehicle ends in serious injuries, in an instant, the lives of accident victims can be dramatically altered. Injuries caused by car accidents can range in severity from moderate to catastrophic, often requiring hospitalization, physical rehabilitation, and other expensive costs of medical care.
Injured car crash survivors may struggle to balance their newly acquired costs with the regular financial obligations, especially if the injuries they sustained in the crash prevent them from returning to work. However, these injured car accident survivors may be able to access a certain degree of financial relief in the form of Section B benefits.
All standard automobile insurance policies in the province include Section B benefits. Also referred to as “no-fault accident benefits,” Section B benefits could potentially be accessed by any insured driver who has sustained injuries in a car crash, even if their own wrongful actions behind the wheel caused the accident.
Section B benefits provide coverage for various injury-related expenses. Depending on the level to which an accident survivor’s life has been impacted by the effects of their collision, insurance policyholders may be able to access:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Furthermore, for up to 4 years following the injurious collision, Section B benefits can provide injured car crash survivors with a maximum of $50,000 to offset the costs of necessary, injury-related expenses. These expenses often include:
- Medical expenses
- Ambulance bills
- Medical equipment
- Mobility aids
- Chiropractic sessions
- Massage therapy
- Strength-training exercise programs
- Psychological counselling
- Home modifications to accommodate acquired disabilities
- Mileage expenses for trips to and from medical appointments
- And possibly more
Section B benefits can be a crucial source of financial relief for people going through an extremely challenging time in their lives. Unfortunately, for a number of reasons, insurance providers may decide to deny a policyholder’s benefits claim.
Receiving a denied claim for benefits can be a disheartening and frustrating experience. If you sustained injuries in a car accident but the insurance payments to which you should be entitled were withheld from you, call our Section B benefit lawyers serving Kentville to receive a free initial consultation.
By working with our Kentville Section B benefit lawyers, you may be able to recover the compensation you are rightfully owed. To learn more about how Preszler Injury Lawyers may be able to help with your case, take advantage of your free initial consultation by calling our Section B benefit lawyers serving Kentville today.
Free Consultation for Kentville Residents – We Don’t Get Paid Unless We Win
You pay your insurance premiums so that, in the unfortunate event of a collision, you will be able to rely on the coverage you deserve. At Preszler Injury Lawyers, we believe that insurance providers should treat their policyholders fairly. Our Kentville Section B benefits lawyers fight on behalf of the clients we represent to help them recover the payments to which they should be entitled.
To review the details of your case and learn about options that may be available to you, book your free initial consultation with our Section B benefit lawyers serving Kentville by calling Preszler Injury Lawyers.