When motor vehicle collisions occur, regardless of who was responsible for causing the accident, all drivers and passengers involved could sustain serious injuries. In fact, car accidents are among the leading causes of injuries requiring hospitalization throughout Madawaska County.
After surviving a traumatic automobile collision, injured accident survivors often find themselves struggling to cope with physical pain and discomfort, psychological and emotional stress, and expensive, unexpected costs. Most people do not plan to sustain serious accidental injuries, and more often than not, the cumulative cost of newly acquired expenses can be overwhelming. Regardless of which driver’s mistakes behind the wheel led to the collision, injured motorists should not be required to shoulder the financial burden alone.
For this reason, all standard automobile insurance plans in the province provide coverage for no-fault accident benefits. It is mandatory for anyone who owns or operates a vehicle in the province to carry insurance. All insured drivers should be entitled to a degree of financial protection after sustaining serious injuries in an accident, even if their wrongful actions contributed to the conditions that caused the collision.
No-fault accident benefits, also referred to as Section B benefits, typically provide injured car accident survivors with up to $50,000 in financial compensation for damages they have sustained because of their injuries for four years following their collisions. Accident benefits give eligible policyholders a much-needed financial lifeline during a very difficult time in their lives, often providing coverage for:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
In addition to providing coverage for damages arising from injuries sustained in a car crash, your insurance policy may cover other damages, including:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
That said, for a number of reasons, insurance companies may determine that injured policyholders are not eligible to receive accident benefits. Even if you believe the injuries you sustained in a car crash should entitle you to receive accident benefits, insurers may find reasons to deny your claim. Given the fact that most injured residents of Madawaska County who have survived traumatic collisions rely on accident benefits to make ends meet, receiving a denial from your insurance provider can be confusing, disheartening, and galling.
Our accident benefits lawyers serving Madawaska County may be able to provide you with useful legal assistance and advice if your claim for accident benefits was unfairly denied. Preszler Injury Lawyers have a history of standing up to insurance companies to help injured residents of Madawaska County recover the accident benefits to which they are entitled.
To discuss your situation with our Madawaska County accident benefits lawyers, book a free initial consultation today.
Free Consultation for Madawaska County Residents – We Don’t Get Paid Unless We Win
To learn how our accident benefits lawyers serving Madawaska County may be able to help with your case, take advantage of a free initial consultation with Preszler Injury Lawyers. Call today for a cost-free, no obligation first meeting with our Madawaska County accident benefits lawyers.