Car accidents can be traumatic, life-changing events. When motor vehicle collisions culminate in serious injuries, in addition to physical and psychological difficulties, accident survivors may find themselves in financial trouble. 

Few people anticipate just how expensive it can be to recover from severe injuries. Injured car accident survivors frequently sustain substantial financial losses as a result of lost work, cost of living adjustments, not to mention necessary medical expenses. Without assistance, injured car accident survivors could easily find themselves overwhelmed and unable to cope with their newly acquired, injury-related expenses.

That said, all drivers in the province are required to hold mandatory insurance policies which include coverage for Section B benefits. Designed to provide injured motorists with financial compensation for costs related to the injuries they sustained as the result of a collision, Section B benefits can be an essential financial lifeline, helping injured people weather an extremely challenging storm. 

Section B benefits are also referred to as no-fault accident benefits. That is because this much-needed insurance coverage may be made available to any motorist injured in a car crash, regardless of their level of culpability for the collision. Essentially, that means that even if a driver’s mistakes behind the wheel led to an accident, they may still be eligible to collect Section B benefits to help offset the costs associated with their injuries. 

For up to four years following the date of their injurious collision, injured car accident survivors may be able to access up to a maximum of $50,000 in Section B benefits to cover necessary injury-related expenses. These expenses may include:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

On top of that, if the injured insurance policyholder was their household’s primary caretaker and can no longer perform routine housework because of the injuries they sustained in their collision, for 52 weeks following their accident, they could receive $100 per week to retain the services of a housekeeper. Car accident survivors whose injuries prevent them from returning to work may be able to receive additional weekly indemnity benefits. These income replacement payments can provide injured accident survivors who cannot return to their workplaces with up to $250 per week for up to 2 years following their accident. Additionally, if a car accident ends in fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

Although every driver who pays for automobile insurance should be able to access Section B benefits if they have sustained compensable injuries as the result of a car accident, insurance companies frequently find reasons to deny benefits claims and withhold funds from deserving policyholders. Our Section B benefit lawyers serving Miramichi have experience standing up to insurance providers who unfairly prohibit injured policyholders from accessing the payments they desperately require.

That is why, if you were hurt in a car crash and your claim for accident benefits was denied, calling our Miramichi Section B benefit lawyers for a free initial consultation could be beneficial. During a cost-free first meeting with our Section B benefit lawyers serving Miramichi, you will have the opportunity to review the details of your case and learn about ways Preszler Injury Lawyers may be able to help.

Free Consultation for Miramichi Residents – We Don’t Get Paid Unless We Win

Preszler Injury Lawyers offer a free initial consultation to members of the local community. If your claim for benefits was denied, our Miramichi Section B benefit lawyers may be able to help you recover the compensation you are duly owed. 

To learn more about how Preszler Injury Lawyers may be able to assist with your case, schedule your free initial consultation with our Section B benefit lawyers serving Miramichi.

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