Provided you have the appropriate level of insurance coverage, if you have sustained a physical injury or been diagnosed with a medical condition that makes it impossible for you to continue working, you may be eligible for disability benefits. Your employer’s group insurance plan may include disability benefits coverage, or you may have access to them through a privately held insurance policy that you pay for independently.
When a serious physical ailment or mental health condition makes it impossible for people to continue earning their regular salaries, disability benefits could provide crucial financial assistance. By providing eligible recipients with income replacement payments, disability benefits can help injured or ill residents of New Waterford reclaim a sense of financial stability. Although disability benefits will not replace a recipient’s full wages, the amount available to them can help an injured or ill policyholder through an extremely challenging time in their life by providing them with between 60-70% of their regular earnings.
Although eligibility requirements differ between policies, some medical conditions that may entitle an insurance policyholder to access disability benefits often include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis or fibromyalgia
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
Unfortunately, many claims for disability benefits are denied by insurance providers each year. Insurance companies can deny disability claims for a number of reasons and withhold payments from policyholders who, indeed, should be entitled to them. Receiving a denied claim for disability benefits can be a discouraging, demoralizing, and anxiety-inducing experience. For many applicants, the disability coverage they are rightfully owed is the only hope they have of avoiding financial distress.
At Preszler Injury Lawyers, our disability lawyers serving New Waterford have a history of standing up to the unfair tactics often used by insurance companies to withhold funding from policyholders who should be entitled to benefits payments. That is why, if your benefits claim was denied by your insurer, taking advantage of a free initial consultation with our New Waterford disability lawyers could be beneficial to you.
If you are eligible to appeal your insurance company’s unfair decision, our disability lawyers serving New Waterford may be able to help you overturn their initial determination. By doing so, our New Waterford disability lawyers may be able to help you recover the benefits payments to which you were always entitled, in addition to any other damages you may have incurred because of your claim’s initial denial.
To learn how Preszler Injury Lawyers may be able to help with your case and discuss legal options that may be available to you, call our disability lawyers serving New Waterford today and take advantage of your free initial consultation.
Free Consultation for New Waterford Residents – We Don’t Get Paid Unless We Win
After receiving a denied claim for disability benefits, it can be difficult to understand why your insurance provider decided to withhold your payments. It can be even harder to understand what actions should be taken next in order to try reversing their unfair determination.
By speaking with our New Waterford disability lawyers, you could receive beneficial legal advice about options for financial recovery that may be available. To book your free initial consultation, call Preszler Injury Lawyers today.