When motorists sustain injuries in car accidents, the road to recovery can be challenging and expensive. Injured accident survivors often struggle to afford the costs of newly acquired injury-related expenses. This is especially true of people whose injuries prevent them from continuing to work. In these cases, staying financially solvent and keeping up with necessary costs of care can be extremely challenging.
That said, anyone who operates a motor vehicle anywhere in the province is required to hold mandatory automobile insurance. All standard policies offer coverage for Section B benefits.
Section B benefits are designed to offset the costs of injury-related expenses incurred by the survivors of serious motor vehicle collisions. Also known as “no-fault accident benefits,” Section B benefits may be made available to any motorist who sustained injuries in a car accident. Even if their own wrongful actions or errors behind the wheel were responsible for causing the collision, injured drivers may be able to access financial compensation through Section B benefits.
Providing up to $50,000 for a maximum of four years following the collision date, Section B benefits help injured accident survivors afford necessary costs that have arisen as a result of sustaining injuries in a car crash. Section B benefits may provide injured accident survivors with compensation for certain injury-related costs, which often include:
- Medical expenses
- Ambulance bills
- Medical equipment
- Mobility aids
- Chiropractic sessions
- Massage therapy
- Strength-training exercise programs
- Psychological counselling
- Home modifications to accommodate acquired disabilities
- Mileage expenses for trips to and from medical appointments
- And possibly more
Additionally, depending on the circumstances of the collision and its effects on an injured survivor’s life, insurance policies could provide additional coverage. This additional coverage could include:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Unfortunately, for several reasons– most of which can be difficult to comprehend– insurance companies may decide to deny their policyholders’ claims for Section B benefits, and withhold the payments they should rightfully be owed. If your claim for accident benefits was denied even though you sustained injuries in a car crash, consider booking a free initial consultation with our Section B benefit lawyers serving New Waterford.
If you are eligible to appeal your insurance company’s unfair determination, our New Waterford Section B benefit lawyers may be able to help you overturn their initial decision. By doing so, our Section B benefit lawyers serving New Waterford may be able to help you recover the compensation to which you should be entitled.
To learn how Preszler Injury Lawyers may be able to assist with your case, book a free initial consultation with our New Waterford Section B benefit lawyers today.
Free Consultation for New Waterford Residents – We Don’t Get Paid Unless We Win
Our Section B benefit lawyers serving New Waterford have a history of standing up to the unfair tactics often used by insurance companies to withhold payments from eligible policyholders. If you were injured in a motor vehicle collision and are struggling under the weight of your new financial obligations, call our New Waterford Section B benefit lawyers for your free initial consultation.
To discuss options for financial recovery that may be available to you, call Preszler Injury Lawyers today and take advantage of your free initial consultation with our Section B benefit lawyers serving New Waterford.