Section B benefits are included in all standard automobile insurance policies throughout the province. Also referred to as “no-fault accident benefits,” Section B benefits provide much needed coverage to injured survivors of traumatic motor vehicle collisions, regardless of which party was responsible for causing the accident. That means, even if your own errors or wrongful actions behind the wheel of your car caused a collision with another vehicle, if you sustained injuries in the crash, you should be able to collect Section B benefits. 

Based on the effect your injuries have had on your ability to perform routine, everyday tasks, Section B benefits could provide you with multiple forms of insurance coverage. For example, if you primarily perform housework throughout your home but can no longer engage in routine housekeeping activities because of the injuries you sustained in your crash, you may be entitled to financial support. Through Section B benefits, for up to 52 weeks, you may be able to access a maximum of $100 per week so that you can employ a housekeeper. 

Furthermore, if your injuries prevent you from returning to work, you may be able to receive weekly indemnity benefits. These income replacement payments provide eligible claimants with up to $250 per week for a maximum of 2 years if the injuries they have sustained in a car accident make it impossible for them to carry out the duties of their jobs. 

Additionally, in the truly unfortunate circumstances where motor vehicle collisions end in fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

Injured car accident survivors frequently incur financial losses as a result of the injuries they have sustained in their motor vehicle collisions. Section B benefits are intended to offset the costs of certain injury-related expenses incurred by car crash survivors. These expenses might include:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

That said, insurance providers may find excuses to withhold payments from eligible policyholders and deny accident survivors’ claims for Section B benefits, even if they sustained serious injuries in a collision. Receiving a denied claim for Section B benefits can be worse than demoralizing; it can cause injured accident survivors to endure financial distress.

If your claim for accident benefits was denied by your insurance provider even though you were injured in a motor vehicle collision, our Section B benefit lawyers serving Port Hawkesbury may be able to help you overturn your insurer’s unfair decision and recover the compensation you are rightfully owed.

To learn more about how our Port Hawkesbury Section B benefit lawyers may be able to provide you with assistance, call Preszler Injury Lawyers today and receive a free initial consultation on your case.

Free Consultation for Port Hawkesbury Residents – We Don’t Get Paid Unless We Win

In addition to helping you recover previously withheld benefits payments from your insurance provider, our Section B benefit lawyers serving Port Hawkesbury may be able to help you recover damages you have incurred because of your claim’s initial denial.

To review your situation and receive the benefit of personalized legal advice at no charge, book your free initial consultation with our Port Hawkesbury Section B benefit lawyers by contacting Preszler Injury Lawyers today.

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