No one expects to be involved in a car accident, especially one that culminates in serious injuries. On top of that, most people do not plan for the financial implications of being injured in a car crash. Unless you have previous experience to draw from, it can be difficult to believe just how expensive it can be to recover from and adjust to life with serious injuries.
As a matter of fact, injured car accident survivors often incur significant financial losses as a result of the injuries they have sustained. This may be especially true for injured accident survivors who find it impossible to carry out the tasks associated with their jobs as the result of their collision.
The experience of recovering from collision-related injuries can be an isolating one. Injured car accident survivors often develop negative emotions and mental health issues while convalescing from their injuries. In addition to these overwhelmingly disruptive and potentially debilitating mental health issues, injured accident survivors who cannot return to work may experience legitimate financial anxieties. With mounting bills for newly acquired costs and an inability to earn their regular wages, people injured in motor vehicle collisions often experience a sense of despair.
That said, all drivers in the province are required by law to hold mandatory automobile insurance. Insured drivers who sustain injuries in a collision may be able to collect accident benefits to help offset newly acquired costs arising from their injuries. Also referred to as Section B benefits, no-fault accident benefits could be made available to injured drivers regardless of their level of fault for the collision. That means even drivers whose mistakes behind the wheel were responsible for initiating the crash could be entitled to accident benefits.
Accident benefits can provide injured accident survivors with up to $50,000 in coverage for four years from the date of their collision. These benefits are designed to provide injured accident survivors with compensation for expenses related to their injuries, which often include:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
Additionally, accident benefits could provide injured crash survivors with income replacement payments if their injuries make it impossible for them to continue working. Weekly indemnity benefits can provide up to $250.00 per week for up to two years following their collision. Furthermore, when collisions cause fatalities, surviving family members may be able to collect up to $2,500.00 for funeral expenses, as well as $25,000 in death benefits for the head of household or their spouse, and $5,000 for dependents.
Although accident benefits are designed to help injured insurance policyholders during a challenging moment in their lives, in many situations, insurance providers may find reasons to deny an applicant’s claim for accident benefits. Receiving a denied benefits claim can be disheartening, frustrating, and perplexing for those suffering the physical consequences of a car crash.
If you believe you should be entitled to accident benefits but your claim was denied by your insurance provider, our accident benefits lawyers serving Quispamsis may be able to provide you with crucial legal assistance. Our Quispamsis accident benefits lawyers have a history of standing up to the unfair practices of insurance companies, and fighting tooth and nail for the injured community members we represent.
To learn about options that may be available to you, call our accident benefit lawyers serving Quispamsis today and schedule a free initial consultation to review your case.
Free Consultation for Quispamsis Residents – We Don’t Get Paid Unless We Win
At Preszler Injury Lawyers, we seek to remove financial barriers to accessing our legal services. In order to best serve the needs of the community, our accident benefit lawyers serving Quispamsis offer a free initial consultation to all prospective clients, and work on a contingency-fee basis so that the people we represent are not required to pay for our services unless we win.
To discuss your case and learn how our Quispamsis accident benefit lawyers may be able to assist you, schedule your free, no-obligation first meeting with Preszler Injury Lawyers today.