If you were involved in a car accident and were injured as a result, your insurance provider may supply you with important financial coverage. Section B benefits, also known as no-fault benefits, are included in all Standard Owners’ Policies throughout the province. They are designed to provide financial compensation to injured motor vehicle collision survivors to help cover the costs of necessary expenses arising from their injuries. These costs may include:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

Section B benefits can provide up to $50,000 for a maximum of four years following the injury-causing car crash. Since it is mandatory for all motor vehicle operators in the province to hold automobile insurance, no-fault Section B benefits may be made available to anyone injured in a motor vehicle accident, regardless of their level of responsibility for the collision. Even if a driver’s wrongful conduct behind the wheel caused the conditions that led to their injurious accident, they may still have access to Section B benefits.

Sustaining severe injuries in a car crash can have profound impacts on an accident survivor’s life and livelihood. No one plans to be injured in an accident, and most drivers do not realize what a financial burden recovering from serious injuries can be. Injured drivers often rely on their insurance coverage to help stay financially solvent in the wake of a serious collision. In many cases, Section B benefits can make all the difference between making ends meet and facing financial distress. 

For example, oftentimes physical injuries or disabling mental health conditions acquired after a car crash prevents injured parties from returning to their workplaces. If an injured car accident survivor’s newly acquired medical condition makes it impossible for them to perform the duties of their job, Section B benefits could provide them with Weekly Indemnity Benefits. These income replacement payments provide coverage for 80% of an injured accident victim’s lost earnings for up to two years following their collision (up to a maximum of $250 per week).

If a policyholder’s car accident resulted in wrongful death, Section B benefits could also provide the bereaved family members with up to $2,500 for funeral expenses. Up to $25,000 in death benefits may also be available for the head of the household or their spouse; the deceased’s dependents may also be able to receive up to $5,000 in benefits payments. 

Section B benefits can help injured accident survivors navigate a very challenging period of their lives. However, in many cases, insurance providers will unfairly dispute or deny injured claimants’ applications for the benefits they are duly owed. 

If you were injured in a car accident and your claim for no-fault benefits was denied, our Section B benefit lawyers serving Restigouche County may be able to help you overturn your insurer’s unfair determination. To learn how our Restigouche County Section B benefit lawyers may be able to provide you with assistance, contact Preszler Injury Lawyers for a free initial consultation.

Free Consultation for Restigouche County Residents – We Don’t Get Paid Unless We Win

During a free, no-obligation initial meeting with our Section B benefit lawyers serving Restigouche County, injured insurance policyholders will have the opportunity to ask important questions about why their claim may have been denied, and receive the benefit of our legal advice. Our Restigouche County Section B benefit lawyers may be able to help you appeal your insurance provider’s denial so that you can collect the benefits that are rightfully yours. 

To learn about options that may be available to you, call Preszler Injury Lawyers for your free initial consultation with our Section B benefit lawyers serving Restigouche County.

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