The survivors of severe car crashes in the Saint John area often have difficulty re-adjusting to life after sustaining serious injuries. With high costs of unexpected medical expenses, cost of living adjustments arising from newly acquired disabilities, and other financial obligations required to deal with their injuries can leave car accident survivors in precarious financial shape.
When the injuries sustained in a motor vehicle collision prevent accident survivors from returning to work, financial anxieties can intensify, often culminating in serious, potentially debilitating, mental health issues. It can be difficult to know where to turn after accident-related injuries so profoundly impact the life of an accident victim. However, injured survivors of automobile collisions may be able to turn to their insurance providers for much-needed relief in the form of accident benefits.
Also referred to as Section B benefits, accident benefits are intended to help insured motorists recover financial compensation for injury-related expenses acquired as the result of a collision. All drivers in the province are required to hold insurance policies covering these mandatory accident benefits. In the event of a collision, regardless of which driver’s actions were responsible for causing the crash, insured drivers who have been injured may be able to access accident benefits. After acquiring expensive and unexpected costs because of their collisions, injured accident survivors may truly come to rely on accident benefits to help keep themselves and their families afloat financially.
Accident benefits generally cover injury-related damages up to $50,000 for four years after the collision. These damages may include:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
Accident benefits may also provide Weekly Indemnity benefits to injured motorists whose newly acquired medical conditions prevent them from performing the tasks associated with their jobs. If injured accident victims are unable to return to work, these income replacement payments could provide coverage for 80% of a car accident victim’s lost earnings, up to a maximum of $250 per week for up to two years after the collision.
Additionally, in tragic circumstances wherein drivers or passengers lose their lives in a motor vehicle collision, accident benefits may provide funeral expenses (up to $2,500), death benefits for the head of the household or their spouse (up to $25,000), as well as death benefits for their bereaved dependents (up to $5,000).
Even though injured drivers may believe the medical conditions they acquired because of an automobile collision should entitle them to receive accident benefits, oftentimes insurance providers assess each claim with extreme scrutiny and find reasons to unfairly deny accident benefits to legitimately injured policyholders. Receiving a denied claim for accident benefits can be extremely discouraging and stressful, given the difficult financial circumstances in which accident victims often find themselves.
If your insurance claim was unfairly denied, our accident benefits lawyers serving Saint John may be able to help you overturn your insurer’s initial decision. Our Saint John accident benefits lawyers are passionate about fighting on behalf of injured members of the local community. We have a proven track record of helping mistreated accident benefits claimants to recover the financial compensation they are duly owed.
Free Consultation for Saint John Residents – We Don’t Get Paid Unless We Win
Preszler Injury Lawyers offer a free, initial consultation with our accident benefits lawyers serving Saint John. If your claim for accident benefits has been denied even though you believe your medical condition entitles you to receive payments, our Saint John accident benefits lawyers may be able to advise you of your options during this free, no-obligation initial meeting.
To learn more about options for financial recovery that may be available to you, book your free initial consultation with our accident benefits lawyers serving Saint John.