No matter who is responsible for causing an accident, car crashes in the Saint John area can end in serious physical injuries. Injured survivors of motor vehicle collisions may face a long and painful road to recovery, fraught with physical trauma, psychological distress, and financial challenges.
Necessary costs of medical care can be expensive. Accident victims whose quality of life is substantially impacted by their injuries may be required to pay for medical equipment, adjustments to their homes to make them more accessible, and other costly expenses arising from their injuries. If the injuries they have acquired as a result of their car crash prevents them from carrying out the tasks of their occupation, accident survivors may face legitimate anxieties over their financial situation and their family’s well-being.
In the event of a serious motor vehicle collision, injured accident survivors may be able to recover some financial compensation for their injury-related damages through Section B benefits, also referred to as no-fault benefits.
Throughout the province, all motor vehicle owners and operators are legally required to hold automobile insurance. Standard Owner’s Policies cover a range of mandatory benefits, including Section B benefits. These no-fault benefits compensate injured drivers for select damages when collisions end in serious injuries.
Section B benefits may be available regardless of which driver was responsible for causing the collision. That means, even if a mistake you made behind the wheel contributed to the circumstances leading to your crash, you may still be able to recover financial compensation from your insurance provider.
In most cases, Section B benefits cover the costs of damages up to $50,000 for four years following a car accident. Examples of medical expenses that may be covered by Section B benefits include:
- Chiropractic sessions
- Massage therapy
- Strength-training exercise programs
- Psychological counselling
- Medical equipment
- Mobility aids
- Ambulance bills
- Home modifications to accommodate acquired disabilities
- Mileage expenses for trips to and from medical appointments
- And possibly more
In addition to providing financial compensation for medical expenses, Section B benefits may provide:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
However, in some instances, insurance companies may determine that an injured driver is not eligible to collect Section B benefits. If your Section B benefits have been unfairly denied, contact our Section B benefit lawyers serving Saint John to learn about options that may be available to you.
Free Consultation for Saint John Residents – We Don’t Get Paid Unless We Win
Preszler Injury Lawyers offer a free, initial consultation to injured Saint John residents whose benefits claims have been turned down by their insurers. Our Saint John Section B benefit lawyers have a history of appealing the unfair determinations of insurance companies. We are passionate about helping injured members of the local community recover the benefits to which they are entitled.
To learn how our Section B benefits lawyers serving Saint John may be able to help with your case, book your free, initial consultation with Preszler Injury Lawyers today.