Every driver in the province is required to carry mandatory insurance. This important coverage can provide essential financial relief in the event of an injury-causing collision. While no one anticipates ever being involved in a severe car accident, anyone who operates a motor vehicle could be seriously injured because of circumstances outside of their control. In the unfortunate event of a crash, accident survivors who sustain injuries should be able to rely on their insurance coverage to help them stay financially solvent during what is often a difficult recovery process.
Since all drivers are required by law to have automobile insurance, every motorist injured in a collision may be able to receive accident benefits. Accident benefits should be available, regardless of a driver’s level of culpability for their collision. That means that, even if a driver’s mistakes behind the wheel contributed to the circumstances leading to the collision, they should still be entitled to their no-fault accident benefits.
Also known as Section B benefits, accident benefits can provide injured survivors of car crashes with up to $50,000 for four years following their collision in order to pay for necessary expenses related to their injuries. Accident benefits may, therefore, provide coverage for:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
In addition to providing financial compensation for injury-related damages, depending on the circumstances of the collision and the severity of its outcome, standard insurance plans may provide additional forms of coverage, including:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Insurance policyholders pay monthly premiums so that, in the event of an injury-causing accident, they can receive the benefits to which they are entitled. That said, insurance providers often deny injured policyholders’ claims for accident benefits. They may do so for a number of different reasons, most of which can be incomprehensible to those injured survivors of devastating car accidents who have sustained substantial financial losses as a result of their injuries.
If your claim for accident benefits was unfairly denied by your insurance provider, our accident benefits lawyers serving Sydney may be able to help you overturn their decision. By working with our Sydney accident benefits lawyers, you may be able to recover the benefits to which you are rightfully entitled, as well as other damages that may apply as a result of your insurer’s initial denial.
Our accident benefits lawyers serving Sydney have experience standing up to insurance companies who have unfairly denied eligible policyholders the payments they deserve. To discuss your case with our Sydney accident benefits and learn about options for financial recovery that may be available to you, schedule a free initial consultation with Preszler Injury Lawyers.
Free Consultation for Sydney Residents – We Don’t Get Paid Unless We Win
If you were injured in a car accident but your claim for accident benefits was denied, it can be difficult to understand why. And even though denied claimants should be able to appeal their insurer’s determination, taking on a large insurance company may seem like an impossible task.
With assistance from our Sydney accident benefits lawyers, injured car crash survivors may be able to recover the benefits they are owed. To discuss your case in a cost-free, no-obligation first meeting and learn how Preszler Injury Lawyers may be able to assist with your case, call our accident benefits lawyers serving Sydney today.