Your medical condition may make it impossible for you to continue performing the duties of your job. If you have been seriously injured or have been diagnosed with a physical or mental illness that prevents you from returning to the workplace for a prolonged period of time, provided you have an appropriate level of insurance coverage, you may be able to collect disability benefits.

Some Wolfville residents may have access to disability benefits through their employer’s group insurance plan; others may have disability coverage through an insurance policy they pay for privately. Regardless of how a person accesses insurance coverage, however, all insurance policies differ from one another, and each policy has different eligibility requirements for disability benefits.

Whether or not an individual’s physical illness or injury will entitle them to disability benefits depends on the terms of their insurance policy as well as the physical demands of their occupation. Some medical conditions that may entitle an insurance policyholder to access disability benefits often include:

  • Heart disease
  • Back problems
  • Chronic pain or complex regional pain syndrome (CRPS)
  • Lupus or Lyme disease
  • Psoriatic arthritis or fibromyalgia
  • Paralysis
  • Depression
  • Bipolar mood disorder
  • Post-traumatic stress disorder (PTSD)
  • And possibly more

Disability benefits do not replace a recipient’s entire salary. Instead, these income replacement payments provide eligible insurance policyholders with between 60-70% of their regular earnings. For people struggling to make ends meet after receiving a diagnosis for a disabling medical condition, disability benefits can provide much-needed financial relief to help them continue supporting themselves and their families. 

In order to apply for disability benefits, you may be required to submit supplementary material illustrating the severity of your medical condition and the effect it has on your ability to carry out the duties of your job. Types of evidence a claimant may be required to submit include: 

  • Medical records
  • Results of medical examinations
  • Statements from attending physicians
  • A detailed description of job duties
  • A statement from plan sponsor (i.e. employer)
  • Other documentation 

Unfortunately, even applicants who provide their insurance provider with thorough medical evidence proving that their medical condition makes it impossible for them to continue working could have their claims for disability benefits denied. Insurance providers deny the claims of many eligible policyholders whose medical conditions should entitle them to receive disability benefits.

If your claim for benefits was denied by your insurance provider and the payments you are rightfully owed were withheld from you, our disability lawyers serving Wolfville may be able to help. Our Wolfville disability lawyers have a history of standing up to the unfair practices employed by insurance providers to help the clients we represent recover the compensation they are duly owed.

By working with our disability lawyers serving Wolfville, you may be able to overturn your insurance provider’s unfair decision, recover previously withheld benefits payments, and receive compensation for damages you incurred because of your claim’s initial denial. To learn more about how our Wolfville disability lawyers may be able to help with your case, call Preszler Injury Lawyers today and receive a free initial consultation.

Free Consultation for Wolfville Residents – We Don’t Get Paid Unless We Win

Receiving a denied claim for disability benefits can be a disheartening experience. Standing up to a large insurance company to fight for your rights without assistance can seem like an overwhelming challenge. However, Preszler Injury Lawyers have experience helping unfairly treated insurance policyholders receive the compensation they deserve.

To review your case with our disability lawyers serving Wolfville, take advantage of your free initial consultation by contacting Preszler Injury Lawyers today.

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