Bathurst Long-Term Disability Lawyers
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Contact our Bathurst long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Published: September 14, 2021 | Last Reviewed: August 7, 2026
Each year, many people across the country develop chronic illnesses, severe injuries, and debilitating mental health issues that make it impossible for them to perform the duties of their jobs. Provided they have the appropriate level of insurance coverage, these people may be able to collect disability benefits from their insurer, to help supplement their income while they are unable to work. Unfortunately, in this country, most claims for disability benefits are summarily denied.
In order to apply for disability benefits, eligible insurance policyholders are often required to submit supplementary evidence proving that:
- They have received a diagnosis for a disabling medical condition.
- They have been receiving ongoing medical treatment for this condition.
- The symptoms of this medical condition prevents them from completing the tasks associated with their job.
By compiling thorough medical evidence, applicants should be able to substantiate their claims and illustrate how the medical conditions they have acquired make it impossible for them to continue working in their current occupation. Some evidence that may help prove the severity of their disabling medical conditions includes:
- Medical records
- Results of medical examinations
- Statements from your attending physicians
- A detailed description of your job duties
- A statement from your plan sponsor (i.e. your employer)
- Other documentation proving that your medical condition prevents you from performing the duties of your job
Unfortunately, even after submitting the necessary evidence proving how their medical conditions impact their abilities to perform their jobs, injured or ill policyholders may face undue scrutiny from their insurance providers. Insurance companies may choose to deny disability benefits and withhold payments from deserving policyholders.
If your insurance plan includes disability benefits and you are a policyholder in good standing who has been diagnosed with a disabling medical condition that prevents you from working, you may be entitled to monthly income replacement payments. Although disability benefits do not fully replace recipients’ full salaries, they typically cover between 60-70% of a policyholder’s normal wages. For disabled people who can no longer work and, therefore, no longer earn their regular incomes, disability benefits payments can help them maintain some degree of financial security.
If your claim for disability benefits was denied even though you believe your medical condition should entitle you to receive them, you should have the opportunity to appeal your insurer’s decision. However, without proper assistance, the process of doing so can seem overwhelming.
Preszler Injury Lawyers have experience standing up to the unfair tactics often employed by insurance companies to deny benefits to eligible policyholders. If your claim was unfairly denied, our disability lawyers serving Bathurst may be able to help you overturn your insurer’s wrongful determination.
If you are eligible, our Bathurst disability lawyers may be able to help you recover compensation for benefits payments that were previously withheld from you, in addition to other damages you may have incurred because of your claim’s initial denial. To learn more about how our disability lawyers serving Bathurst may be able to help with your case, call Preszler Injury Lawyers today and receive a free initial consultation.
Free Consultation for Bathurst Residents – We Don’t Get Paid Unless We Win
Our disability lawyers serving Bathurst know that people who have been denied disability benefits have neither the time nor the funds to waste. That is why we offer a no-obligation initial consultation, during which denied benefits applicants will have the opportunity to receive the benefit of our legal advice at absolutely no charge.
Plus, Preszler Injury Lawyers work on a contingency-fee basis. That means, if we do not win your case, you will not be required to pay for our services. To learn more about options that may be available to you, take advantage of your free initial consultation by calling our disability lawyers serving Bathurst today.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.



Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in Bathurst?
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