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Halifax Long-Term Disability Lawyers

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Contact our Halifax long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.

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Published: July 14, 2021 | Last Reviewed: August 7, 2026

Denied Disability Benefits? Our Halifax Disability Lawyer Can Help

If you are no longer able to work because of a severe injury, chronic illness, or serious mental health condition, and you have the appropriate insurance coverage, you may be eligible to recover financial compensation through long-term disability benefits. In Halifax and throughout Nova Scotia, many people may receive disability insurance coverage through their employer’s group plan, but they may also have their own private insurance policies with an appropriate level of coverage.

Unfortunately, even when your condition clearly prevents you from working, your insurance provider may deny your disability claim. If this has happened to you, Preszler Injury Lawyers can help. With years of experience navigating some of the most complicated long term disability claims, we know how insurers think and have the skill to fight back and get you the full benefits you deserve.

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Tell Us About Your Case

For more than 60 years, Preszler Injury Lawyers has been helping people across Atlantic Canada pursue the compensation they deserve for their long-term disability claims. As one of the country’s longest-standing personal injury law firms, our practice is devoted entirely to injury law and helping accident victims–it’s all we do.

Schedule a free consultation today to speak with our award-winning personal injury lawyers and find out if you have a case. Our legal team is available 24 hours a day, 7 days a week to take your call.

1-833-405-8282

Understanding Long-Term Disability Coverage in Nova Scotia

Disability benefits are designed to provide workers with a percentage of their regular wages while their medical conditions prevent them from working. Typically, disability plans usually replace between 60-70% of a recipient’s normal income.

In Nova Scotia, many group LTD policies pay benefits for up to two years if you’re totally disabled from performing your current job. After this period, the definition of disability often changes. To continue receiving benefits, you must usually prove you are unable to work in any occupation that matches your education, training, or experience.

Even if your insurer claims you’re fit to return to work, you are not obligated to comply without proper legal review — especially if your medical condition still prevents you from working safely or consistently.

Why Disability Claims Get Denied in Halifax

Oftentimes, it can be difficult to understand why an insurance company would deny an application for benefits, especially if the claimant supplied ample medical evidence supporting their claim. Insurance companies are not transparent about how often they deny claims, but anecdotal evidence and statistics from Canada Pension Plan (CPP) disability claims suggest that over 60% of such claims are initially denied.

Common reasons for denial may include:

  • Lack of “objective” medical evidence
  • Disputes over whether your condition meets the policy’s definition of disability
  • Missed deadlines or incomplete documentation
  • Surveillance or reports suggesting you are “able” to work

If your claim for long-term disability benefits was denied even though your condition should entitle you to compensation, our disability lawyers in Halifax may be able to provide you with crucial legal assistance and advice.

We’ve Helped Thousands Across Nova Scotia With Denied LTD Claims

Our disability lawyers serving Halifax and all of Nova Scotia have a history of fighting denied claims for LTD benefits. We appreciate that, without disability benefits, seriously injured or ill Halifax residents may find themselves in extremely precarious financial circumstances. With assistance from our experienced disability lawyer in Halifax, denied applicants may be able to appeal their insurer’s decision in an attempt to overturn the company’s determination. If successful, our long term disability insurance lawyers with experience in Halifax may be able to help claimants recover previously denied benefits payments, which can provide much-needed financial relief during a difficult, stressful time.

If your claim for long term disability benefits has been denied, you may believe that fighting a disability insurer’s decision will be an onerous, time-consuming, and expensive process. For that reason, many denied applicants simply walk away from the appeals process, rather than engage in what they believe will be a lengthy, complicated process.

At Preszler Injury Lawyers, we’ve assisted thousands of clients across Canada in their fight against unfair denials. We have experience dealing with all major disability insurance providers in Nova Scotia, including:

  • Manulife
  • Great-West Life
  • Blue Cross
  • Sun Life Assurance Company
  • Desjardins Insurance
  • Industrial Alliance
  • And others

If your long term disability claim has been denied, don’t give up. Our Halifax disability lawyers can review your case, help you understand your options, and work to overturn the insurer’s decision through an appeal or legal action.

Free Consultation for Halifax Residents – We Don’t Get Paid Unless We Win

Our disability lawyers serving Halifax offer free, initial consultations with prospective clients. During these cost-free, no-obligation initial meetings, our disability lawyers with experience in Halifax will be able to review your policy and advise you of options that may be available to you.

Plus, our Halifax disability lawyers work on a contingency-fee basis. That means, if you are eligible to appeal your denied disability claim, you will not pay for our legal services unless we win.

To book your free, initial consultation with our long term disability lawyers in Halifax, call Preszler Injury Lawyers today.

Authored by Preszler Injury Lawyers

Personal Injury Law Firm

Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.

Proudly Canadian

Award Winning Personal Injury Law Firm

We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.

Case Results

long-term disability Settlements

Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.

Settlement

Long-Term Disability

$2,200,000

Our client was denied LTD payments after struggling with mental health problems. We settled for more than $500,000 over the policy value due to the insurance company’s bad conduct.

Settlement

Long-Term Disability

$995,000

The individual was a trader who had a nervous breakdown during the 2008 financial crisis. His insurer initially denied his LTD claim but we were able to challenge that successfully.

Settlement

Long-Term Disability

$750,000

Client unable to work relating to health issues.

long-term disability FAQs

Here are some commonly asked questions for long-term disability claims

Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.

Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.

An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.

The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.

The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.

A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.

Read More FAQs

Denied Long-Term Disability Benefits in Halifax?

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Our experienced lawyers are available to help at any time.

Learn how we can challenge your insurer’s denial and pursue the benefits you deserve.

1-833-405-8282

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Preszler Injury Lawyers assists clients throughout Halifax and across Canada with a wide range of legal matters. 

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