Halifax Long-Term Disability Lawyers
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Contact our Halifax long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Published: July 14, 2021 | Last Reviewed: August 7, 2026
Denied Disability Benefits? Our Halifax Disability Lawyer Can Help
If you are no longer able to work because of a severe injury, chronic illness, or serious mental health condition, and you have the appropriate insurance coverage, you may be eligible to recover financial compensation through long-term disability benefits. In Halifax and throughout Nova Scotia, many people may receive disability insurance coverage through their employer’s group plan, but they may also have their own private insurance policies with an appropriate level of coverage.
Unfortunately, even when your condition clearly prevents you from working, your insurance provider may deny your disability claim. If this has happened to you, Preszler Injury Lawyers can help. With years of experience navigating some of the most complicated long term disability claims, we know how insurers think and have the skill to fight back and get you the full benefits you deserve.
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Tell Us About Your Case
For more than 60 years, Preszler Injury Lawyers has been helping people across Atlantic Canada pursue the compensation they deserve for their long-term disability claims. As one of the country’s longest-standing personal injury law firms, our practice is devoted entirely to injury law and helping accident victims–it’s all we do.
Schedule a free consultation today to speak with our award-winning personal injury lawyers and find out if you have a case. Our legal team is available 24 hours a day, 7 days a week to take your call.

Understanding Long-Term Disability Coverage in Nova Scotia
Disability benefits are designed to provide workers with a percentage of their regular wages while their medical conditions prevent them from working. Typically, disability plans usually replace between 60-70% of a recipient’s normal income.
In Nova Scotia, many group LTD policies pay benefits for up to two years if you’re totally disabled from performing your current job. After this period, the definition of disability often changes. To continue receiving benefits, you must usually prove you are unable to work in any occupation that matches your education, training, or experience.
Even if your insurer claims you’re fit to return to work, you are not obligated to comply without proper legal review — especially if your medical condition still prevents you from working safely or consistently.
Why Disability Claims Get Denied in Halifax
Oftentimes, it can be difficult to understand why an insurance company would deny an application for benefits, especially if the claimant supplied ample medical evidence supporting their claim. Insurance companies are not transparent about how often they deny claims, but anecdotal evidence and statistics from Canada Pension Plan (CPP) disability claims suggest that over 60% of such claims are initially denied.
Common reasons for denial may include:
- Lack of “objective” medical evidence
- Disputes over whether your condition meets the policy’s definition of disability
- Missed deadlines or incomplete documentation
- Surveillance or reports suggesting you are “able” to work
If your claim for long-term disability benefits was denied even though your condition should entitle you to compensation, our disability lawyers in Halifax may be able to provide you with crucial legal assistance and advice.
We’ve Helped Thousands Across Nova Scotia With Denied LTD Claims
Our disability lawyers serving Halifax and all of Nova Scotia have a history of fighting denied claims for LTD benefits. We appreciate that, without disability benefits, seriously injured or ill Halifax residents may find themselves in extremely precarious financial circumstances. With assistance from our experienced disability lawyer in Halifax, denied applicants may be able to appeal their insurer’s decision in an attempt to overturn the company’s determination. If successful, our long term disability insurance lawyers with experience in Halifax may be able to help claimants recover previously denied benefits payments, which can provide much-needed financial relief during a difficult, stressful time.
If your claim for long term disability benefits has been denied, you may believe that fighting a disability insurer’s decision will be an onerous, time-consuming, and expensive process. For that reason, many denied applicants simply walk away from the appeals process, rather than engage in what they believe will be a lengthy, complicated process.
At Preszler Injury Lawyers, we’ve assisted thousands of clients across Canada in their fight against unfair denials. We have experience dealing with all major disability insurance providers in Nova Scotia, including:
- Manulife
- Great-West Life
- Blue Cross
- Sun Life Assurance Company
- Desjardins Insurance
- Industrial Alliance
- And others
If your long term disability claim has been denied, don’t give up. Our Halifax disability lawyers can review your case, help you understand your options, and work to overturn the insurer’s decision through an appeal or legal action.
Free Consultation for Halifax Residents – We Don’t Get Paid Unless We Win
Our disability lawyers serving Halifax offer free, initial consultations with prospective clients. During these cost-free, no-obligation initial meetings, our disability lawyers with experience in Halifax will be able to review your policy and advise you of options that may be available to you.
Plus, our Halifax disability lawyers work on a contingency-fee basis. That means, if you are eligible to appeal your denied disability claim, you will not pay for our legal services unless we win.
To book your free, initial consultation with our long term disability lawyers in Halifax, call Preszler Injury Lawyers today.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.
Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
More long-term disability Topics
Here’s more information on long-term disability related topics that we think you might find helpful.

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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in Halifax?
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