Moncton Long-Term Disability Lawyers
Find out if you have a case today.
Contact our Moncton long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Published: July 19, 2021 | Last Reviewed: August 7, 2026
In Moncton and throughout New Brunswick, many full-time employees may have access to insurance coverage through their employer’s group plan. Others may pay into a privately held insurance policy as a way of safeguarding themselves financially in the event of an injury-causing accident or a serious medical condition. Policyholders with an appropriate level of insurance coverage may be able to access disability benefits if they develop or acquire a disabling medical condition that prevents them from performing the duties of their jobs.
What Are Long-Term Disability Benefits?
Disability benefits provide partial wage replacement when a worker is unable to perform their job due to:
- Physical injuries
- Mental health issues
- Chronic or terminal illnesses
Although these benefits do not replace your full income, they typically offer 60-70% of your regular earnings.
In times of great need, when Moncton residents cannot get back to their jobs and find themselves faced with a myriad of new medical expenses, disability benefits can be a vital source of income to help injured or ill policyholders take care of themselves and their families.
PUT OUR EXPERIENCE TO WORK FOR YOU
Tell Us About Your Case
For more than 60 years, Preszler Injury Lawyers has been helping people across Atlantic Canada pursue the compensation they deserve for their long-term disability claims. As one of the country’s longest-standing personal injury law firms, our practice is devoted entirely to injury law and helping accident victims–it’s all we do.
Schedule a free consultation today to speak with our award-winning personal injury lawyers and find out if you have a case. Our legal team is available 24 hours a day, 7 days a week to take your call.

Why Disability Claims Are Often Denied in Moncton and Across New Brunswick
Unfortunately, insurance companies have a reputation for exceedingly scrutinizing disability claims, and denying benefits to eligible policyholders. Even those whose injuries or illnesses make it impossible for them to return to the workplace may be denied access to the disability benefits to which they are legitimately entitled. In fact, based on both anecdotal evidence and an examination of the Canada Pension Plan (CPP) disability benefits program, it can be determined that the majority of disability claims across the country are denied.
Common Reasons for Disability Claim Denials
- Insufficient medical evidence
- Disputes over the definition of “disability”
- Delays in paperwork or incomplete forms
- Surveillance or social media content misinterpreted by insurers
In fact, many claims—especially under the CPP Disability Benefits program—are initially denied, leaving deserving individuals without support. Even those applicants who include thorough medical evidence in their applications proving that they have been receiving ongoing medical treatment for a disabling condition may be denied the benefits they are duly owed. If your claim for disability benefits has been denied even though you believe your medical condition should entitle you to receive disability payments, our Moncton disability lawyers may be able to help.
How Our Moncton Disability Lawyer Can Help
During a free, initial consultation with Preszler Injury Lawyers, our disability lawyers serving Moncton, New Brunswick, may be able to review your insurance policy and your insurer’s reasons for denying your claim, and inform you of any legal options for financial compensation that may be available to you. If eligible, our Moncton disability lawyers may be able to help you file a claim against the insurance company to try overturning their determination.
If your claim for disability benefits was approved, you may receive payments regularly without incident for a number of years. However, after a certain time, insurance providers may determine that your medical condition no longer fits their definition of disability. They may also conduct independent medical assessments and investigations to judge whether your condition still entitles you to receive disability benefits. In Moncton, insurers can prematurely terminate disability benefits for a variety of reasons. They may even make their assessments based on the kind of content a policyholder shares on social media.
If your insurance company decides to stop providing you with monthly disability benefits for illegitimate reasons, our disability lawyers serving Moncton may be able to provide you with legal guidance and assistance, and represent your interests in civil litigation against your insurance provider.
Free Consultation for Moncton Residents – We Don’t Get Paid Unless We Win
In Moncton, many people who depend on disability benefits choose not to appeal a denied disability claim. The idea of picking a fight with an insurance provider may seem daunting, drawn-out, and expensive. At Preszler Injury Lawyers, we appreciate that people relying on disability benefits have neither time nor unlimited finances to engage in a protracted legal battle with an insurance provider. That is why we do our best to remove financial barriers to accessing our legal services.
Our disability lawyers serving Moncton, NB, offer a free, initial consultation to local community members. If your benefits were unfairly denied or terminated, during a no-obligation, cost-free meeting, our Moncton disability lawyers will be able to review your case and inform you whether you are eligible to appeal the insurer’s decision.
If you are eligible to pursue legal action, our disability lawyers serving Moncton may be able to fight on your behalf on a contingency-fee basis. We invest in our clients in order to best serve our community. That means, there are no out-of-pocket payments required upfront and no hidden fees along the way. Instead, we will fight for your best interests, and will only require payment if we win your case.
To book your free, initial consultation with our disability lawyers serving Moncton, call Preszler Injury Lawyers today.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.
Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in Moncton?
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