New Glasgow Long-Term Disability Lawyers
Find out if you have a case today.
Contact our New Glasgow long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Published: September 22, 2021 | Last Reviewed: August 7, 2026
Disability benefits typically replace between 60-70% of an eligible worker’s regular wages after they have received a diagnosis for a disabling medical condition. Available to those with the appropriate level of insurance coverage, disability benefits can be a crucial source of income for people whose lives have been disrupted by a chronic illness, severe injury, or disabling mental health condition.
People may have access to disability benefits through their employer’s group insurance plan. They may also pay into a privately held insurance policy which covers disability benefits. If the medical condition they have sustained makes it impossible for policyholders with the appropriate level of insurance coverage to complete the tasks associated with their job, they may be eligible for disability benefits.
Different insurance policies provide different levels of coverage. They also have different definitions of what they consider to be a disabling medical condition. That said, examples of medical conditions that might qualify for disability benefits include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis or fibromyalgia
- Paralysis
- Depression
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
After sustaining a severe injury or developing a serious physical or mental illness that makes it impossible to continue working, many people face financial uncertainty. In addition to acquiring new expenses related to their recovery, injured or ill people who can no longer complete the duties of their job may incur substantial financial losses related to their lost wages. In these cases, disabled people often struggle under the weight of their regular and newly acquired financial obligations. They may face significant challenges supporting themselves and their families. Developing a disabling medical condition can have profound, adverse effects on a person’s overall quality of life. Disability benefits can make all the difference between staying financially solvent and facing financial ruin.
However, insurance companies frequently deny policyholders’ claims for disability benefits. They may do so for a number of reasons, many of which can be difficult to comprehend. Receiving a denial for a much-needed disability benefits claim can be a demoralizing, anxiety-inducing experience. And while policyholders whose claims have been denied should have the opportunity to appeal their insurance provider’s decision, doing so can feel like an extremely difficult process, especially while adjusting to life with a disabling medical condition.
If your medical condition makes it impossible for you to do your job but your insurance claim was denied, our disability lawyers serving New Glasgow may be able to help you overturn your insurer’s unfair determination. By consulting with our New Glasgow disability lawyers, you can learn about options that may be available to you.
To review the circumstances of your case and see if you may be entitled to financial compensation, schedule a free initial consultation with our disability lawyers serving New Glasgow by calling Preszler Injury Lawyers today.
Free Consultation for New Glasgow Residents – We Don’t Get Paid Unless We Win
Preszler Injury Lawyers have a history of standing up to the unfair tactics often used by insurance providers to withhold benefits payments from eligible policyholders. Our New Glasgow disability lawyers are passionate about helping members of the community who have been treated unfairly by their insurer. Our disability lawyers serving New Glasgow fight on behalf of the clients we represent to help get them the compensation to which they are entitled.
To discuss your situation in a no-obligation first meeting, call Preszler Injury Lawyers and book your cost-free initial consultation with our New Glasgow disability lawyers.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.
Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in New Glasgow?
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