Shediac Long-Term Disability Lawyers
Find out if you have a case today.
Contact our Shediac long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
Table of Contents
Published: October 9, 2021 | Last Reviewed: August 7, 2026
In order to apply for disability benefits, eligible insurance policyholders may be required to submit supplementary medical evidence along with their application. This evidence should prove that the applicant has received a diagnosis for a disabling medical condition that prevents them from completing the tasks associated with their job. These conditions could be related to both the claimant’s physical and mental health. Types of evidence a claimant may be required to submit include:
- Medical records
- Results of medical examinations
- Statements from attending physicians
- A detailed description of job duties
- A statement from plan sponsor (i.e. employer)
- Other documentation
Unfortunately, even if an applicant’s insurance plan offers an appropriate level of coverage, after submitting thorough medical evidence to their insurance provider proving that the symptoms of their condition makes it impossible for them to perform the duties of their job, the insurance company may decide to deny the policyholder’s claim for disability benefits. In these all too common situations, insurance companies unfairly withhold much-needed payments from eligible policyholders who often rely on the benefits they are owed to continue supporting themselves and their families in light of their diagnosis.
For the people who have sustained severe physical injuries, developed a chronic illness, or have been overwhelmed by mental health concerns, receiving disability benefits can make all the difference between financial stability and devastation. Many people receive insurance coverage for disability benefits through their employer’s group plan; others may have an appropriate level of insurance coverage through a privately held policy that they pay for monthly. Regardless of who sponsors their insurance plan, though, if the plan offers disability benefits and the policyholder meets their plan’s eligibility criteria, they should be able to access their benefits payments when they need them.
Disability benefits typically replace between 60-70% of a recipient’s regular wages. For those who cannot continue working because of their medical diagnosis, disability benefits payments might be the only source of income available to them. By denying their claims, insurance companies use unfair tactics to justify withholding the payments to which eligible policyholders should be entitled.
If you have the appropriate level of insurance coverage and were diagnosed with a disabling medical condition but your claim for benefits was turned down by your insurance provider, our disability lawyers serving Shediac may be able to help. Our Shediac disability lawyers are passionate about providing critical legal advice and assistance to members of the local community, and helping eligible claimants stand up to the unfair tactics used by insurance companies to withhold the funding to which they should be entitled.
To learn more about how our disability lawyers serving Shediac may be able to help with your case, call Preszler Injury Lawyers today and receive a free initial consultation.
Free Consultation for Shediac Residents – We Don’t Get Paid Unless We Win
Our Shediac disability lawyers know that people whose benefits claims have been denied have neither the time nor the funds to waste. That is why, in order to remove financial barriers to accessing our legal services, the initial consultation with our disability lawyers serving Shediac is always free. Furthermore, Preszler Injury Lawyers work on a contingency-fee basis. That means, if you are eligible to pursue legal action against your insurer, you will not be required to pay for our legal services unless we win your case.
To discuss your situation with Preszler Injury Lawyers and learn how our Shediac disability lawyers may be able to help with your case, call today and receive your free initial consultation.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.



Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in Shediac?
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