Long Term Disability Lawyer Halifax

Denied Disability Benefits? Our Halifax Disability Lawyer Can Help

If you are no longer able to work because of a severe injury, chronic illness, or serious mental health condition, and you have the appropriate insurance coverage, you may be eligible to recover financial compensation through long-term disability benefits. In Halifax and throughout Nova Scotia, many people may receive disability insurance coverage through their employer’s group plan, but they may also have their own private insurance policies with an appropriate level of coverage.

Unfortunately, even when your condition clearly prevents you from working, your insurance provider may deny your disability claim. If this has happened to you, Preszler Injury Lawyers can help. With years of experience navigating some of the most complicated long term disability claims, we know how insurers think and have the skill to fight back and get you the full benefits you deserve.

Understanding Long-Term Disability Coverage in Nova Scotia

Disability benefits are designed to provide workers with a percentage of their regular wages while their medical conditions prevent them from working. Typically, disability plans usually replace between 60-70% of a recipient’s normal income.

In Nova Scotia, many group LTD policies pay benefits for up to two years if you’re totally disabled from performing your current job. After this period, the definition of disability often changes. To continue receiving benefits, you must usually prove you are unable to work in any occupation that matches your education, training, or experience.

Even if your insurer claims you’re fit to return to work, you are not obligated to comply without proper legal review — especially if your medical condition still prevents you from working safely or consistently.

Why Disability Claims Get Denied in Halifax

Oftentimes, it can be difficult to understand why an insurance company would deny an application for benefits, especially if the claimant supplied ample medical evidence supporting their claim. Insurance companies are not transparent about how often they deny claims, but anecdotal evidence and statistics from Canada Pension Plan (CPP) disability claims suggest that over 60% of such claims are initially denied.

Common reasons for denial may include:

• Lack of “objective” medical evidence
• Disputes over whether your condition meets the policy’s definition of disability
• Missed deadlines or incomplete documentation
• Surveillance or reports suggesting you are “able” to work

If your claim for long-term disability benefits was denied even though your condition should entitle you to compensation, our disability lawyers in Halifax may be able to provide you with crucial legal assistance and advice.

We’ve Helped Thousands Across Nova Scotia With Denied LTD Claims

Our disability lawyers serving Halifax and all of Nova Scotia have a history of fighting denied claims for LTD benefits. We appreciate that, without disability benefits, seriously injured or ill Halifax residents may find themselves in extremely precarious financial circumstances. With assistance from our experienced disability lawyer in Halifax, denied applicants may be able to appeal their insurer’s decision in an attempt to overturn the company’s determination. If successful, our long term disability insurance lawyers with experience in Halifax may be able to help claimants recover previously denied benefits payments, which can provide much-needed financial relief during a difficult, stressful time.

If your claim for long term disability benefits has been denied, you may believe that fighting a disability insurer’s decision will be an onerous, time-consuming, and expensive process. For that reason, many denied applicants simply walk away from the appeals process, rather than engage in what they believe will be a lengthy, complicated process.

At Preszler Injury Lawyers, we’ve assisted thousands of clients across Canada in their fight against unfair denials. We have experience dealing with all major disability insurance providers in Nova Scotia, including:

• Manulife
• Great-West Life
• Blue Cross
• Sun Life Assurance Company
• Desjardins Insurance
• Industrial Alliance
• And others

If your long term disability claim has been denied, don’t give up. Our Halifax disability lawyers can review your case, help you understand your options, and work to overturn the insurer’s decision through an appeal or legal action.

Free Consultation for Halifax Residents – We Don’t Get Paid Unless We Win

Our disability lawyers serving Halifax offer free, initial consultations with prospective clients. During these cost-free, no-obligation initial meetings, our disability lawyers with experience in Halifax will be able to review your policy and advise you of options that may be available to you.

Plus, our Halifax disability lawyers work on a contingency-fee basis. That means, if you are eligible to appeal your denied disability claim, you will not pay for our legal services unless we win.

To book your free, initial consultation with our long term disability lawyers in Halifax, call Preszler Injury Lawyers today.