Riverview Long-Term Disability Lawyers
Find out if you have a case today.
Contact our Riverview long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Published: August 3, 2021 | Last Reviewed: August 7, 2026
If you were severely injured or have developed a physical or mental illness, you may find it impossible to fulfill the duties associated with your job as a result of your acquired medical condition. Becoming seriously ill or sustaining debilitating injuries can put regular people in extraordinarily difficult positions. Without the ability to continue working, you may be understandably concerned about fulfilling your everyday financial obligations, supporting your family, and affording newly accumulated costs of medical care.
Provided you have the appropriate level of insurance coverage, if your medical condition prevents you from returning to the workplace, you may be able to find some degree of financial security through disability benefits. Disability benefits may be included in your employer’s group insurance plan, or may be available to you through a privately held insurance policy for which you pay monthly premiums.
Designed to replace a portion of a person’s regular income when their medical conditions make continued work an impossibility, disability benefits do not replace the entirety of a recipient’s salary. Instead, disability benefits typically provide eligible insurance policyholders with between 60-70% of their regular earnings. These monthly income replacement payments are often a much-needed source of financial relief for people who, through no fault of their own, can no longer earn their regular wages.
When a medical condition hampers a person’s ability to continue earning a living, disability benefits provide a crucial source of income. Claimants who apply to receive these benefits payments often have few other resources available to them, if any. During an extremely challenging time, disability benefits can give eligible claimants a sense of much-needed relief.
However, not everyone who applies for disability benefits through their insurance provider will, in fact, receive these essential monthly payments. In fact, most claims for disability benefits across the country are denied by insurance companies.
Insurance companies may deny claims for disability benefits for a number of different reasons, many of which can be difficult to comprehend, especially when applicants provide thorough medical evidence substantiating their claims. Unfortunately, insurers may unfairly scrutinize evidence, refute claims, and deny payments as they see fit.
As common as they are, situations like this can be more than frustrating. For injured or ill Riverview residents who can no longer make ends meet because of the medical conditions they have developed, a denied request for disability benefits can seem like a hopeless situation. Even though anyone whose claim was denied should be able to appeal their insurer’s decision, for applicants who have neither the luxury of time or financial resources, picking a fight with a large insurance company can feel like a fruitless challenge.
However, if your claim for benefits was unfairly denied by your insurance provider, our disability lawyers serving Riverview may be able to take up the challenge on your behalf. By pursuing legal action against the insurance company that refused to provide you with the income replacement payments you deserve, our Riverview disability lawyers may be able to help overturn their initial decision, secure you the benefits you were previously denied and, in certain situations, recover compensation for other damages you incurred as a result of your unfairly denied claim.
To learn more about how Preszler Injury Lawyers may be able to assist you in your pursuit of fair treatment, book a free initial consultation with our disability lawyers serving Riverview today.
Free Consultation for Riverview Residents – We Don’t Get Paid Unless We Win
At Preszler Injury Lawyers, we appreciate that, after receiving a diagnosis for a disabling medical condition, you must exercise financial caution. That is why our Riverview disability lawyers offer a free initial consultation to all prospective clients.
Furthermore, in order to remove additional financial barriers to accessing our legal services, our disability lawyers serving Riverview work on a contingency-fee basis. Essentially, if you are eligible to pursue a claim against your insurance provider, you will not be charged for our services unless we win your case.
To discuss your situation with our Riverview disability lawyers and learn about options that may be available to you, call Preszler Injury Lawyers today for your free initial consultation.
Authored by Preszler Injury Lawyers
Personal Injury Law Firm
Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.
Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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Here’s more information on long-term disability related topics that we think you might find helpful.

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long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
What should I do if my long-term disability claim is denied?
Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.
Can I qualify for LTD benefits if my condition cannot be seen?
Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.
Should I appeal the denial directly to the insurance company?
An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.
How long do I have to challenge an LTD denial in Nova Scotia?
The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.
How much does it cost to hire a long-term disability lawyer?
The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.
How can a long-term disability lawyer help with my claim?
A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.
Denied Long-Term Disability Benefits in Riverview?
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