If you have recently been injured in a car accident, you may have already noticed just how quickly bills and new expenses have begun accumulating. Sustaining unexpected injuries as the result of a motor vehicle collision can be an expensive process, one that puts injured car accident survivors and their families at risk of financial instability.
However, since all motorists in the province are required to hold mandatory insurance, injured car survivors of motor vehicle collisions should have access to no-fault accident benefits. Also referred to as Section B benefits, accident benefits are included in every standard automobile insurance policy throughout the province. Accident benefits are designed to help car crash survivors shoulder the financial burden that comes with sustaining serious injuries.
Regardless of who was at-fault for causing the collision, accident benefits should be available to all injured insurance policyholders. That means, if you were injured in a collision caused by your own errors or wrongful conduct, you should still be eligible to receive accident benefits from your insurance provider to offset certain costs you have incurred because of the injuries you sustained.
Accident benefits can provide up to $50,000 for up to four years following the date of your collision to compensate you for certain injury-related expenses, including:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Psychological counselling
- And possibly more
In addition to providing benefits payments for the expenses listed above, depending on the severity of your injuries, you may be entitled to additional accident benefits. For example, if you are your household’s primary caretaker but can no longer complete the regular tasks of housework because of injuries you sustained in your collision, you may be eligible to receive $100 per week for up to 52 weeks following your collision so that you can pay for the services of a housekeeper. Additionally, if the injuries you sustained make it impossible for you to continue performing the duties of your job, you may be able to receive weekly indemnity benefits. These income replacement payments can provide injured car accident survivors with up to $250 per week for 2 years after the car crash.
Furthermore, when car accidents cause fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Although insurance policyholders who have been injured in motor vehicle collisions should be able to receive essential coverage to help them through the challenging experience of overcoming serious accident-related injuries, in many cases, insurance companies decide to deny accident benefits claims. By doing so, they withhold vital financial support from deserving policyholders struggling to keep up with their newly acquired costs.
If your claim for benefits was denied by your insurer, consider scheduling a free initial consultation with our accident benefits lawyers serving Bathurst. Our Bathurst accident benefits lawyers have a history of fighting insurance companies who treat their policyholders unfairly.
By working with our accident benefits lawyers serving Bathurst, you may be able to overturn your insurer’s unfair decision and recover the compensation you deserve. To learn more about how our Bathurst accident benefits lawyers may be able to help, contact Preszler Injury Lawyers today for a free initial consultation.
Free Consultation for Bathurst Residents – We Don’t Get Paid Unless We Win
Few experiences are as demoralizing as receiving a denied claim for accident benefits. Injured people fighting to stay afloat financially to support themselves and their families through difficult times expect their insurance provider to treat them fairly, and provide them with the benefits payments to which they are entitled. Picking a fight with a large insurance company who has unfairly withheld payments can feel like an overwhelming, complicated, and futile task.
However, at Preszler Injury Lawyers, our accident benefits lawyers serving Bathurst have experience standing up to the unfair tactics used by insurance companies. We fight on behalf of the clients we represent to help them recover the compensation to which they are entitled.
To discuss your case with our Bathurst accident benefits lawyers and learn about options that may be available to you, schedule a free initial consultation with Preszler Injury Lawyers today.