If you are no longer able to work because of a severe injury, chronic illness, or serious mental health condition, provided you have the appropriate insurance coverage, you may be eligible to recover financial compensation through disability benefits. In Halifax, many people may receive disability insurance coverage through their employer’s group plan, but they may also have their own private insurance policies with an appropriate level of coverage.
Disability benefits are designed to provide workers with a percentage of their regular wages while their medical conditions prevent them from working. Typically, disability plans usually replace between 60-70% of a recipient’s normal income. For people who have acquired medical conditions preventing them from performing the duties of their jobs, disability benefits can be an essential financial lifeline while they are unable to return to the workplace.
However, even if you believe your condition qualifies you to receive disability benefits, your insurance provider may deny your claim for benefits. Insurance companies are not required to share statistical information about how many disability claims they deny each year, but by looking at the Canada Pension Plan (CPP) disability benefits, it can be surmised that most insurance claims for disability benefits in the country are not approved. This determination is based on both anecdotal evidence and the fact that approximately 60% of claims for CPP disability benefits are denied.
Oftentimes, it can be difficult to understand why an insurance company would deny an application for benefits, especially if the claimant supplied ample medical evidence supporting their claim.
If your claim for disability benefits was denied even though your condition should entitle you to compensation, our disability lawyers in Halifax may be able to provide you with crucial legal assistance and advice.
Our disability lawyers serving Halifax have a history of fighting denied claims for disability benefits. We appreciate that, without disability benefits, seriously injured or ill Halifax residents may find themselves in extremely precarious financial circumstances. With assistance from our Halifax disability lawyers, denied applicants may be able to appeal their insurer’s decision in an attempt to overturn the company’s determination. If successful, our disability lawyers with experience in Halifax may be able to help claimants recover previously denied benefits payments, which can provide much-needed financial relief during a difficult, stressful time.
If your claim for disability benefits has been denied, you may believe that fighting an insurance company’s decision will be an onerous, time-consuming, and expensive process. For that reason, many denied applicants simply walk away from the appeals process, rather than engage in what they believe will be a lengthy, complicated process.
At Preszler Injury Lawyers, we know that people relying on disability benefits do not have time to waste. We appreciate that people who are unable to work because of their medical conditions may not have unlimited funds to fight an unfair decision. That is why our Halifax disability lawyers strive to make our legal services as accessible as possible, and remove financial barriers for all our clients.
Free Consultation for Halifax Residents – We Don’t Get Paid Unless We Win
Our disability lawyers serving Halifax offer free, initial consultations with prospective clients. During these cost-free, no-obligation initial meetings, our disability lawyers with experience in Halifax will be able to review your policy and advise you of options that may be available to you.
Plus, our Halifax disability lawyers work on a contingency-fee basis. That means, if you are eligible to appeal your denied disability claim, you will not pay for our legal services unless we win.
To book your free, initial consultation with our disability lawyers with experience in Halifax, call Preszler Injury Lawyers today.