In an instant, a sudden car crash can change the course of a person’s life. Those fortunate enough to survive a traumatic motor vehicle collision often feel the physical, emotional, and financial repercussions for a long period of time following their accidents.
Car accidents in the Moncton area may cause unsuspecting drivers or passengers to sustain serious injuries. Recovering from injuries or adapting to life with a newly acquired disability can be among the greatest challenges a car crash survivor will face in their lifetimes. Often, the survivors of Moncton car accidents incur substantial medical expenses, cost of living adjustments, and other necessary costs required to cope with the medical conditions they have developed as a result of their collision.
Anyone who owns or operates a motor vehicle in the province is legally required to carry automobile insurance. To help manage their newly acquired, injury-related expenses, injured car accident survivors may be able to access financial relief through accident benefits provided by their insurance company. Also referred to as Section B benefits, accident benefits compensate injured survivors of motor vehicle collision for certains costs arising from the injuries they have sustained.
After a serious car crash, it can be difficult to determine which driver was responsible for causing the accident. However, accident benefits may be made available to injured parties, regardless of which driver was fully or partially at-fault for the collision.
No-fault accident benefits cover injury-related damages up to $50,000 for four years after the collision. No one expects to be injured in a car accident, nor do many Moncton residents plan to incur new expenses as the result of an injury. That is why accident benefits are so important. They provide necessary financial relief to those living through challenging experiences. Accidents benefits may provide a wide range of insurance coverage, including:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Accident benefits may also provide compensation for many injury-related damages, including:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
While insurance policyholders may legitimately come to rely on accident benefits in the aftermath of an injury-causing collision, insurance companies may decide to delay or unfairly deny an injured applicant’s claim for benefits. When this occurs, it can be difficult to understand how an insurance provider came to this decision, and which options for financial recovery may still be available.
That is why, if you were seriously injured in a Moncton car accident and your accident benefits were unfairly delayed or denied, speaking with our accident benefits lawyers serving Moncton may be beneficial. Our Moncton accident benefits lawyers have a history of fighting insurer’s unfair determinations, and may be able to answer important questions about your insurance claim during a free, initial consultation.
Free Consultation for Moncton Residents – We Don’t Get Paid Unless We Win
If you are unsure why your claim for accident benefits was denied, or are interested in legal options for financial recovery following your accident, consider booking a free, no-obligation with Preszler Injury Lawyers. Our accident benefits lawyers serving Moncton may be able to review your policy and, if you are eligible to pursue a civil claim, fight on your behalf to recover the financial compensation you are owed.
To learn more about options that may be available to you, book your free consultation with our Moncton accident benefits lawyers today.