In Moncton, many full-time employees may have access to insurance coverage through their employer’s group plan. Others may pay into a privately held insurance policy as a way of safeguarding themselves financially in the event of an injury-causing accident or a serious medical condition. Policyholders with an appropriate level of insurance coverage may be able to access disability benefits if they develop or acquire a disabling medical condition that prevents them from performing the duties of their jobs.
Disability benefits are intended to compensate workers for a portion of their regular wages when a physical injury, mental health issue, or chronic illness prevents them from working. Although disability benefits do not replace an employee’s full salary, these monthly payments may provide a much-needed financial lifeline to those who can no longer earn their regular salaries because of their newly acquired medical conditions. Insurance plans across the country typically provide eligible policyholders with between 60-70% of their normal earnings. In times of great need, when Moncton workers cannot get back to their jobs and find themselves faced with a myriad of new medical expenses, disability benefits can be a vital source of income to help injured or ill policyholders take care of themselves and their families.
Unfortunately, insurance companies have a reputation for exceedingly scrutinizing disability claims, and denying benefits to eligible policyholders. Even those whose injuries or illnesses make it impossible for them to return to the workplace may be denied access to the disability benefits to which they are legitimately entitled. In fact, based on both anecdotal evidence and an examination of the Canada Pension Plan (CPP) disability benefits program, it can be determined that the majority of disability claims across the country are denied.
Insurance companies may deny disability claims for a number of reasons. Even those applicants who include thorough medical evidence in their applications proving that they have been receiving ongoing medical treatment for a disabling condition may be denied the benefits they are duly owed. If your claim for disability benefits has been denied even though you believe your medical condition should entitle you to receive disability payments, our Moncton disability lawyers may be able to help.
During a free, initial consultation with Preszler Injury Lawyers, our disability lawyers serving Moncton may be able to review your insurance policy and your insurer’s reasons for denying your claim, and inform you of any legal options for financial compensation that may be available to you. If eligible, our Moncton disability lawyers may be able to help you file a claim against the insurance company to try overturning their determination.
If your claim for disability benefits was approved, you may receive payments regularly without incident for a number of years. However, after a certain time, insurance providers may determine that your medical condition no longer fits their definition of disability. They may also conduct independent medical assessments and investigations to judge whether your condition still entitles you to receive disability benefits. In Moncton, insurers can prematurely terminate disability benefits for a variety of reasons. They may even make their assessments based on the kind of content a policyholder shares on social media.
If your insurance company decides to stop providing you with monthly disability benefits for illegitimate reasons, our disability lawyers serving Moncton may be able to provide you with legal guidance and assistance, and represent your interests in civil litigation against your insurance provider.
Free Consultation for Moncton Residents – We Don’t Get Paid Unless We Win
In Moncton, many people who depend on disability benefits choose not to appeal a denied disability claim. The idea of picking a fight with an insurance provider may seem daunting, drawn-out, and expensive. At Preszler Injury Lawyers, we appreciate that people relying on disability benefits have neither time nor unlimited finances to engage in a protracted legal battle with an insurance provider. That is why we do our best to remove financial barriers to accessing our legal services.
Our disability lawyers serving Moncton offer a free, initial consultation to local community members. If your benefits were unfairly denied or terminated, during a no-obligation, cost-free meeting, our Moncton disability lawyers will be able to review your case and inform you whether you are eligible to appeal the insurer’s decision.
If you are eligible to pursue legal action, our disability lawyers serving Moncton may be able to fight on your behalf on a contingency-fee basis. We invest in our clients in order to best serve our community. That means, there are no out-of-pocket payments required upfront and no hidden fees along the way. Instead, we will fight for your best interests, and will only require payment if we win your case.
To book your free, initial consultation with our disability lawyers serving Moncton, call Preszler Injury Lawyers today.