Have you been injured in a car accident in or around the Moncton area? If so, you may be able to recover financial compensation through your insurance provider. 

Anyone who owns or operates a motor vehicle in the province is required to carry automobile insurance covering a range of statutory items, including Section B benefits. Also referred to as no-fault benefits, Section B benefits are intended to help drivers who have been injured in an accident cover the costs of certain damages that arise because of their injuries. 

Car accidents can have serious consequences. Injuries sustained in motor vehicle collisions can cause an accident victim to suffer physical disabilities, mental anguish, and financial distress. Depending on the severity of the injuries they have sustained, accident survivors may experience loss of mobility, loss of independence, and a diminished overall quality of life.

When severe injuries occur as the result of an unexpected car accident, the road to recovery can be long, challenging, and expensive. Injured accident victims may incur costly medical expenses, and other unexpected cost of living increases to fully recover from their injuries. Depending on their ability to continue performing the duties of their jobs, car accident survivors may come to rely on Section B benefits to help pay for newly acquired medical expenses and stay financially solvent.

In most cases, Section B benefits cover the costs of damages up to $50,000 for four years following a car accident.  Examples of medical expenses that may be covered by Section B benefits include:

  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Medical equipment
  • Mobility aids
  • Prescriptions
  • Ambulance bills
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

In addition to providing financial compensation for medical expenses, Section B benefits may provide coverage for a host of other newly acquired expenses. For example, if the injuries you sustained in your car accident prevent you from returning to work for a prolonged period of time, Section B benefits may include income replacement payments, also called Weekly Indemnity benefits. These benefits cover 80% of a car accident victim’s lost earnings, up to a maximum of $250 per week for up to two years after the collision.

Additionally, if you are no longer able to perform regular housekeeping activities because of the injuries you sustained in your collision, Section B benefits may provide you with $100 per week for 52 weeks, in order to retain the services of a housekeeper. 

Furthermore, if your motor vehicle collision resulted in a wrongful death, Section B benefits may provide $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

That said, insurance companies may delay the payment of Section B benefits or deny them altogether. Even if your medical condition should entitle you to receive payments, insurance providers may find reasons to turn down your application. If your benefits have been unfairly denied, contact our Section B benefit lawyers serving Moncton for a free, initial consultation.

Free Consultation for Moncton Residents – We Don’t Get Paid Unless We Win

Our Moncton Section B benefit lawyers have a history of dealing with insurance providers, and fighting on behalf of unfairly denied benefits claimants. If you are eligible to appeal an insurer’s wrongful determination, our Section B benefit lawyers in Moncton may be able to represent your best interests in civil litigation.

At Preszler Injury Lawyers, your initial consultation with our Moncton Section B benefit lawyers is always free. To discuss the circumstances of your accident and learn if you are entitled to pursue financial compensation from your insurance provider, book your free, initial consultation with our Section B benefit lawyers serving Moncton today.

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