If you were injured in an automobile collision, depending on the severity of your injuries, the road to recovery may be long, challenging, and expensive. Injured car accident survivors often incur substantial financial losses related to their newly acquired injuries. And if the injuries sustained in a collision with another vehicle make it impossible for car accident survivors to return to work, they may find themselves struggling to afford both their regular expenses and the essential costs of medical care.
That said, since anyone who owns or operates a motor vehicle in the province is required to carry automobile insurance, injured car accident survivors may be able to receive some financial support through Section B benefits. Included in all Standard Owners’ Policies, Section B benefits can often be used to cover the costs of necessary injury-related expenses. In fact, for up to a maximum of four years following the accident, car accident survivors could receive up to $50,000 in financial compensation for damages they have incurred. These damages commonly include:
- Medical expenses
- Ambulance bills
- Medical equipment
- Mobility aids
- Chiropractic sessions
- Massage therapy
- Strength-training exercise programs
- Psychological counselling
- Home modifications to accommodate acquired disabilities
- Mileage expenses for trips to and from medical appointments
- And possibly more
Also known as no-fault accident benefits, Section B benefits may be made available to any injured car accident survivor, regardless of their level of culpability for the collision. That means that, even if mistakes you made behind the wheel of your car contributed to the causes of your accident, you may still be entitled to receive Section B benefits.
The injuries sustained in a car crash may adversely affect an accident survivor’s ability to perform their jobs. When injuries resulting from motor vehicle collisions make it impossible for an injured accident survivor to return to work, Section B benefits could provide income replacement payments for up to two years following their collision. These Weekly Indemnity Benefits can replace 80% of an injured worker’s earnings, up to a maximum of $250 per week.
If an injured accident survivor cannot continue maintaining their residence as a result of their injuries, insurance policies may also cover the costs of housekeeping services by providing them with $100 per week for 52 weeks in order to retain the services of a housekeeper.
Additionally, if an automobile collision ends in wrongful deaths, insurance policies could provide bereaved family members with up to $2,500 for funeral expenses. Up to $25,000 in death benefits may also be available for the head of the household or their spouse; the deceased’s dependents may also be able to receive up to $5,000 in benefits payments.
In the wake of an injurious car accident, unexpected expenses can accumulate quickly. Section B benefits provide much-needed financial support to eligible insurance policyholders to help them navigate their challenging circumstances. Unfortunately, though, for a number of different reasons, insurance providers often deny claims for Section B benefits, even if a policyholder in good standing was severely injured in a collision.
If you sustained injuries in an automobile collision and your claim for no-fault benefits was unfairly denied by your insurance provider, our Section B benefit lawyers serving Riverview may be able to help. By working with our Riverview Section B benefit lawyers, injured policyholders may be able to overturn their insurer’s unfair determination, recover the benefits they are rightfully owed and, depending on the situation, receive financial compensation for additional damages incurred because of their denied benefits claim.
To discuss your case with our Section B benefit lawyers serving Riverview, schedule a free initial consultation with Preszler Injury Lawyers today.
Free Consultation for Riverview Residents – We Don’t Get Paid Unless We Win
As an insurance policyholder, you pay monthly premiums so that you can receive necessary coverage in the event of an injury-causing crash. Our Riverview Section B benefit lawyers have a history of helping unfairly denied benefits claimants recover the payments they are duly owed.
To see if you may be eligible to appeal your insurance provider’s decision and learn more about the options for financial recovery that may be available to you, call Preszler Injury Lawyers for a free initial consultation with our Section B benefit lawyers serving Riverview.