In order to apply for disability benefits, eligible insurance policyholders may be required to submit supplementary medical evidence along with their application. This evidence should prove that the applicant has received a diagnosis for a disabling medical condition that prevents them from completing the tasks associated with their job. These conditions could be related to both the claimant’s physical and mental health. Types of evidence a claimant may be required to submit include:
- Medical records
- Results of medical examinations
- Statements from attending physicians
- A detailed description of job duties
- A statement from plan sponsor (i.e. employer)
- Other documentation
Unfortunately, even if an applicant’s insurance plan offers an appropriate level of coverage, after submitting thorough medical evidence to their insurance provider proving that the symptoms of their condition makes it impossible for them to perform the duties of their job, the insurance company may decide to deny the policyholder’s claim for disability benefits. In these all too common situations, insurance companies unfairly withhold much-needed payments from eligible policyholders who often rely on the benefits they are owed to continue supporting themselves and their families in light of their diagnosis.
For the people who have sustained severe physical injuries, developed a chronic illness, or have been overwhelmed by mental health concerns, receiving disability benefits can make all the difference between financial stability and devastation. Many people receive insurance coverage for disability benefits through their employer’s group plan; others may have an appropriate level of insurance coverage through a privately held policy that they pay for monthly. Regardless of who sponsors their insurance plan, though, if the plan offers disability benefits and the policyholder meets their plan’s eligibility criteria, they should be able to access their benefits payments when they need them.
Disability benefits typically replace between 60-70% of a recipient’s regular wages. For those who cannot continue working because of their medical diagnosis, disability benefits payments might be the only source of income available to them. By denying their claims, insurance companies use unfair tactics to justify withholding the payments to which eligible policyholders should be entitled.
If you have the appropriate level of insurance coverage and were diagnosed with a disabling medical condition but your claim for benefits was turned down by your insurance provider, our disability lawyers serving Shediac may be able to help. Our Shediac disability lawyers are passionate about providing critical legal advice and assistance to members of the local community, and helping eligible claimants stand up to the unfair tactics used by insurance companies to withhold the funding to which they should be entitled.
To learn more about how our disability lawyers serving Shediac may be able to help with your case, call Preszler Injury Lawyers today and receive a free initial consultation.
Free Consultation for Shediac Residents – We Don’t Get Paid Unless We Win
Our Shediac disability lawyers know that people whose benefits claims have been denied have neither the time nor the funds to waste. That is why, in order to remove financial barriers to accessing our legal services, the initial consultation with our disability lawyers serving Shediac is always free. Furthermore, Preszler Injury Lawyers work on a contingency-fee basis. That means, if you are eligible to pursue legal action against your insurer, you will not be required to pay for our legal services unless we win your case.
To discuss your situation with Preszler Injury Lawyers and learn how our Shediac disability lawyers may be able to help with your case, call today and receive your free initial consultation.