In the blink of an eye, car accidents can change the course of a person’s life forever. When drivers sustain injuries as the result of a motor vehicle collision, the cost of necessary medical care and other important expenses can begin accumulating quickly. Injured accident survivors are rarely prepared for the financial obligations that come with being injured in a car crash, and may experience overwhelming financial anxiety while struggling to afford their newly acquired costs.
However, all drivers in the province are required to hold mandatory automobile insurance policies covering no-fault accident benefits. That means, even if the injured driver’s wrongful conduct on the road caused the collision in which they sustained injuries, they may be able to access insurance coverage to offset the costs of certain injury-related expenses.
No-fault accident benefits can provide injured motorists with a maximum of $50,000 over the course of up to four years following their collisions. These accident benefits may be available to them to help them afford necessary, injury-related costs, including:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Psychological counselling
- And possibly more
Furthermore, depending on the impact their accident-related injuries have had on an injured motorist’s daily life, insurance policyholders may be able to access additional benefits. For example, if the injured accident survivor was their household’s primary caretaker but they are no longer able to perform routine housework because of the injuries they sustained in their collision, for up to 52 weeks, they may be eligible to receive $100 per week to retain the services of a housekeeper.
Additionally, if the injuries they have sustained in a car crash make it impossible for an accident survivor to return to continue completing the tasks of their job, they may be able to receive weekly indemnity benefits. These income replacement payments can provide injured car crash survivors with up to $250 per week for 2 years after their injurious accident. Furthermore, when car accidents cause fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Unfortunately, insurance providers do not always approve their policyholders’ claims for accident benefits. Injured accident survivors may face undue scrutiny, disbelief, and suspicion from their insurance provider. For a number of reasons– all of which can be difficult to comprehend– insurance providers may choose to deny an injured policyholder’s claim for accident benefits and withhold the funds to which they should be entitled.
If you sustained injuries in a car crash but your claim for benefits was denied by your insurance provider, our accident benefits lawyers serving Shediac may be able to help. To learn about courses of action that may be available to you, discuss your case with our Shediac accident benefits lawyers during a free initial consultation by contacting Preszler Injury Lawyers today.
Free Consultation for Shediac Residents – We Don’t Get Paid Unless We Win
By working with our accident benefits lawyers serving Shediac, you may be able to overturn your insurer’s unfair decision and recover the compensation you deserve. Our Shediac accident benefits lawyers have experience standing up to the unfair tactics utilized by insurance providers to withhold benefits payments from eligible policyholders.
To learn more about how Preszler Injury Lawyers may be able to help with your case, take advantage of a free initial consultation by contacting our accident benefits lawyers serving Shediac.