Injured survivors of motor vehicle collisions may be eligible to receive crucial financial support from their insurance provider through Section B benefits. Recovering from injuries sustained in a car crash can be a long, complicated, emotionally challenging, and expensive process. But since all motorists in the province are required to carry mandatory automobile insurance and all standard plans include provisions for Section B benefits coverage, the payments to which they should be entitled to receive from their insurer should help alleviate the costs of certain injury-related expenses.

Also referred to as “no-fault accident benefits,” Section B benefits should be made available to any automobile insurance policyholder who was injured in a motor vehicle collision, even if their own negligence behind the wheel caused that collision to occur. No matter who was at-fault for the accident, if they were injured as a result, for up to four years following the date of their collision, policyholders could be able to collect a maximum of $50,000 in Section B benefits to offset the costs of certain newly acquired expenses. These expenses often include:

  • Medical expenses
  • Ambulance bills
  • Medical equipment
  • Prescriptions
  • Mobility aids
  • Physiotherapy
  • Chiropractic sessions
  • Massage therapy
  • Strength-training exercise programs
  • Psychological counselling 
  • Home modifications to accommodate acquired disabilities
  • Mileage expenses for trips to and from medical appointments
  • And possibly more

Furthermore, depending on the impact their injuries have had on an accident victim’s overall quality of life, injured car crash survivors may be entitled to additional coverage. For example, if an injured motorist is unable to continue working because of the injuries they acquired in their collision, they may be able to recover income replacement payments. For up to two years, these weekly indemnity benefits can provide injured accident survivors with a maximum of $250 per week. 

For injured car crash survivors who are no longer able to perform routine work around the house and have no one in their household to provide assistance, for up to 52 weeks, Section B benefits can provide a maximum of $100 per week  in order to hire a housekeeper. Furthermore, in the truly unfortunate circumstances where motor vehicle collisions end in fatalities, families of the deceased may receive $2,500 for funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.

Section B benefits provide much-needed financial assistance to injured insurance policyholders who, because of an unexpected collision, need to avail themselves of the coverage to which they should be entitled. However, for a number of reasons, insurers often deny claims for Section B benefits, even from policyholders who have provided extensive medical evidence proving the severity of the injuries they sustained in an accident.

If your claim for benefits was denied, our Section B benefit lawyers serving Shelburne may be able to help you overturn your insurance provider’s unfair decision and help you recover the compensation you are rightfully owed. To discuss your case with our Shelburne Section B benefits lawyers and learn more about how Preszler Injury Lawyers may be able to help with your case, call today and receive a free initial consultation.

Free Consultation for Shelburne Residents – We Don’t Get Paid Unless We Win

By taking advantage of a cost-free, no-obligation first meeting with Preszler Injury Lawyers, you will have the chance to review the details of your case, ask questions, and learn about options for legal action that may be available to you. To receive personalized legal advice from our Section B benefit lawyers serving Shelburne, schedule your free initial consultation with Preszler Injury Lawyers today.

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