Car accidents happen when you least expect them. Just as no one can anticipate when a collision will occur, no one is ever truly prepared for the high expenses involved in sustaining serious injuries as the result of one.
Injuries sustained in car accidents could require hospitalization, physical rehabilitation, surgeries, medical treatments, and other costs that are both necessary for an injured car crash survivor’s recovery, and expensive. However, if you were injured in a motor vehicle collision, you may be entitled to accident benefits.
It is mandatory in this province to carry automobile insurance if you intend to operate a motor vehicle. All standard automobile insurance plans include accident benefits coverage, which may provide important financial relief to injured car crash survivors.
Also known as Section B benefits, accident benefits are designed to offset injury-related costs incurred by the survivors of motor vehicle collisions. Accident benefits can provide injured insurance policyholders with a maximum of $50,000 for up to four years following their collision in order to afford necessary costs arising from the injuries they have sustained. These costs often include:
- Medical treatments
- Rehabilitation costs
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- And possibly more
In addition to these injury-related expenses, depending on the severity of the injuries sustained in a collision and their impact on a policyholder’s overall quality of life, insurance policies could provide additional coverage. Car crash survivors may be able to access:
- Weekly Indemnity Benefits: Income replacement payments of up to $250/week for 2 years issued to accident survivors who cannot work because of their injuries.
- Housekeeping expenses: $100 per week for 52 weeks to retain the services of a housekeeper if the injured accident victim cannot maintain their residence as a result of their injuries.
- Death Benefits: For accidents ending in fatalities, $2,500 in funeral expenses, $25,000 in death benefits for the head of household or their spouse, and $5,000 in death benefits for dependents.
Since all standard automobile insurance plans include coverage for no-fault accident benefits, even drivers whose wrongful actions on the road caused the collision to occur should be able to access funding if their collision caused them to be injured. However, in certain cases, insurers may decide to deny an injured policyholder’s claim for accident benefits.
If your Section B benefits claim was denied even though you sustained injuries as the result of a car crash, our accident benefits lawyers serving Yarmouth may be able to help you overturn your insurer’s unfair decision. By working with our Yarmouth accident lawyers, you may be able to recover the compensation to which you are rightfully entitled.
To learn how our accident benefits lawyers serving Yarmouth may be able to help with your case, call Preszler Injury Lawyers today and schedule a free initial consultation.
Free Consultation for Yarmouth Residents – We Don’t Get Paid Unless We Win
Our Yarmouth accident benefits lawyers offer a free initial consultation to all prospective clients. If you were injured in a motor vehicle collision but your insurance claim was denied, consider taking advantage of a free, no-obligation first meeting with Preszler Injury Lawyers.
To discuss your case and learn if you may be eligible to pursue legal action to recover the compensation you are owed, schedule your free initial consultation with our accident benefits lawyers sering Yarmouth by calling Preszler Injury Lawyers today.