Have you recently been diagnosed with a chronic illness, severe physical injury, or debilitating mental health condition? If so, provided you have the appropriate level of insurance coverage, you may be entitled to disability benefits.
Disability benefits provide income replacement payments to eligible policyholders whose medical conditions prevent them from performing the duties of their job. You may have access to disability benefits through your employer’s group insurance plan, or through a privately held insurance policy for which you pay monthly premiums yourself.
Eligible insurance policyholders who have acquired disabling medical conditions may be able to take advantage of the benefits available to them. Disability benefits do not fully replace a recipient’s total salary. Instead, they provide between 60-70% of their regular wages. However, after sustaining disabling injuries or developing a severe mental or physical illness that makes it impossible to continue completing the tasks of their jobs, disability benefits can provide essential financial support to eligible policyholders to help them through an extraordinarily challenging time in their lives.
To apply for disability benefits, you will likely be required to submit supplementary medical evidence along with your application. This evidence should illustrate that you have received a diagnosis for a disabling medical condition for which you have been receiving ongoing medical treatment. The evidence should also prove that the symptoms of your medical conditions prevent you from completing the responsibilities of your job. Some evidence you may be required to submit to your insurer in order to substantiate your claim could include:
- Medical records
- Results of medical examinations
- Statements from your attending physicians
- A detailed description of your job duties
- A statement from your plan sponsor (i.e. your employer)
- Other documentation proving that your medical condition prevents you from performing the duties of your job
However, even after submitting thorough evidence proving the severity of your medical condition and its impact on your ability to perform the duties of your job, your insurance provider may decide to deny your claim. In fact, insurance companies can deny disability claims for a number of reasons, all of which can be frustrating to try and comprehend.
If your claim for disability benefits was denied even though you believe the medical condition you have acquired should entitle you to receive them, consider booking a free initial consultation with our disability lawyers serving Yarmouth. Our Yarmouth disability lawyers have a history of standing up to the unfair tactics often used by insurance providers to withhold funding from eligible policyholders.
Our disability lawyers serving Yarmouth may be able to help you overturn your insurance company’s initial decision. By pursuing action against your unfair insurance provider, our Yarmouth disability lawyers may be able to help you recover the benefits payments to which you should be entitled. If you have incurred additional damages as a result of your claim’s initial denial, our disability lawyers serving Yarmouth may be able to help you recover compensation for those financial losses, as well.
To review your case and learn how our Yarmouth disability lawyers may be able to provide you with assistance, contact Preszler Injury Lawyers today and receive your free initial consultation.
Free Consultation for Yarmouth Residents – We Don’t Get Paid Unless We Win
At Preszler Injury Lawyers, we believe that no one should be mistreated by their insurance provider. If you should be eligible to receive disability benefits but your claim was denied and your payments were withheld, our disability lawyers serving Yarmouth may be able to provide you with crucial assistance and advice.
To learn more about options that might be available to you, book your free initial consultation with our Yarmouth disability lawyers today by calling Preszler Injury Lawyers.