Preszler Injury Lawyers Logo
Preszler Injury Lawyers

Shelburne Long-Term Disability Lawyers

Find out if you have a case today.

Contact our Shelburne long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.

Book Free Consult1-833-405-8282

Table of Contents

Published: November 3, 2021 | Last Reviewed: August 7, 2026

Was your claim for disability benefits denied by your insurance provider, even if your medical condition prevents you from performing the duties of your job? If so, you are not alone. Each year, an overwhelming number of claims for disability benefits are denied by insurance companies across the country. When this happens, insurance providers withhold vital funds from deserving policyholders who, through no fault of their own, are unable to continue carrying out the duties of their jobs.

Receiving a denied claim for disability benefits can be distressing. Oftentimes, for those people who can no longer perform the duties of their job because of newly acquired injuries or illnesses, disability benefits are the only source of income available. And while all applicants whose claims for benefits were denied should have the opportunity to appeal their insurance company’s decision, doing so without proper assistance can seem like an overwhelming, expensive, and ultimately futile challenge.

However, our disability lawyers serving Shelburne have experience standing up to the unfair tactics often employed by insurance providers to justify withholding funds from deserving policyholders. Our Shelburne disability lawyers operate on a contingency-fee basis, which means that, if you are eligible to fight your insurance company’s unfair determination, Preszler Injury Lawyers will not require any payment from you unless we win your case.

By working with our disability lawyers serving Shelburne, you may be able to overturn your insurance provider’s decision and recover the compensation you deserve. In addition to fighting for the benefits you had been previously denied, by pursuing legal action against your insurer, our Shelburne disability lawyers may be able to recover compensation for damages you incurred as a result of your claim’s initial denial.

You may have access to disability benefits through your employer’s group insurance plan or through a privately held policy for which you pay monthly premiums independently. Not all insurance plans provide coverage for disability benefits to policyholders whose medical conditions make it impossible for them to return to work. However, if your insurance plan offers the appropriate level of coverage, disability benefits should provide you with between 60-70% of your regular earnings if a severe injury or a physical or mental illness prevents you from performing the duties of your job. While eligibility requirements for disability benefits differ between insurance policies, some medical conditions that might entitle you to collect benefits payments could include:

  • Heart disease
  • Back problems
  • Chronic pain or complex regional pain syndrome (CRPS)
  • Lupus or Lyme disease
  • Psoriatic arthritis or fibromyalgia
  • Paralysis
  • Depression
  • Bipolar mood disorder
  • Post-traumatic stress disorder (PTSD)
  • And possibly more

If you were diagnosed with a physical or mental condition that makes it impossible for you to continue working and your claim for disability benefits was denied even though you should be entitled to that level of coverage, take advantage of a free initial consultation with our disability lawyers serving Shelburne.

To receive the benefit of free legal advice and learn about options that may be available to you, book your free initial consultation with our Shelburne disability lawyers by calling Preszler Injury Lawyers today.

Free Consultation for Shelburne Residents – We Don’t Get Paid Unless We Win

People pay for insurance coverage expecting to be able to access the coverage they deserve if they should ever need to make use of it. When insurance companies use unfair tactics to withhold benefits payments from deserving policyholders, they should be held accountable for their actions.

To learn how Preszler Injury Lawyers may be able to help you recover the payments to which you should be rightfully entitled, call our disability lawyers serving Shelburne today and schedule your free initial consultation.

Authored by Preszler Injury Lawyers

Personal Injury Law Firm

Preszler Injury Lawyers represents injured people across Ontario in personal injury matters, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.

Proudly Canadian

Award Winning Personal Injury Law Firm

We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.

Case Results

long-term disability Settlements

Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.

Settlement

Long-Term Disability

$2,200,000

Our client was denied LTD payments after struggling with mental health problems. We settled for more than $500,000 over the policy value due to the insurance company’s bad conduct.

Settlement

Long-Term Disability

$995,000

The individual was a trader who had a nervous breakdown during the 2008 financial crisis. His insurer initially denied his LTD claim but we were able to challenge that successfully.

Settlement

Long-Term Disability

$750,000

Client unable to work relating to health issues.

long-term disability FAQs

Here are some commonly asked questions for long-term disability claims

Review the denial letter and your disability policy, note every appeal and legal deadline, and request a complete copy of the insurer’s claim file. Continue receiving appropriate medical care and speak with a long-term disability lawyer before submitting an appeal. The reasons given for the denial will help determine what medical or vocational evidence may be needed.

Yes. Long-term disability claims may involve depression, anxiety, chronic pain, fibromyalgia, post-traumatic stress disorder, or other conditions that are not visible. Approval depends on whether reliable medical and functional evidence shows that your symptoms prevent you from performing the work required under your policy’s definition of disability.

An internal appeal may be appropriate, but it is not always the only—or best—option. Appeals can consume valuable time while a legal limitation period continues to run. Before appealing, a lawyer can review the policy, denial reasons, medical evidence, and deadlines and advise you on the available approaches.

The deadline may come from the insurance policy, Nova Scotia legislation, or both, and in some cases it may be as short as one year. The starting date can also depend on when benefits were clearly denied or terminated. Do not assume that an internal appeal pauses the limitation period; obtain legal advice promptly after receiving a denial.

The cost of hiring a long-term disability lawyer can depend on the claim and the fee arrangement offered. Preszler Injury Lawyers can review your situation during a free initial consultation and explain the available payment options, possible expenses, and when legal fees would become payable before you decide whether to proceed.

A long-term disability lawyer can review your policy and denial letter, identify applicable deadlines, gather medical and vocational evidence, and challenge the insurer’s reasons for refusing or terminating benefits. Your lawyer can also advise whether to pursue an internal appeal or legal action and negotiate with the insurer on your behalf.

Read More FAQs

Denied Long-Term Disability Benefits in Shelburne?

Book a FREE Consultation Now

Our experienced lawyers are available to help at any time.

Learn how we can challenge your insurer’s denial and pursue the benefits you deserve.

1-833-405-8282