If you sustained severe injuries in an accident, were diagnosed with a chronic illness, or have developed a debilitating mental health condition, continuing to perform the duties of your job as usual may no longer be possible. Acquiring a disabling medical condition that prevents you from completing the tasks associated with your job can be a distressing and overwhelming experience. Unable to collect your regular earnings, you may find yourself developing legitimate financial anxieties about affording necessary costs of care while continuing to support yourself and your family.
In these situations, provided you have the appropriate level of insurance coverage, you may be able to access some financial relief in the form of disability benefits. Disability benefits may be included in your employer’s group insurance plan, or you may be able to access them through a privately held insurance policy that you pay for yourself.
In this country, disability benefits generally replace between 60-70% of a recipient’s normal wages. These much-needed monthly income replacement payments can help eligible policyholders navigate an incredibly challenging moment in their lives, helping them stay financially solvent while they are unable to return to work.
Although eligibility requirements differ between policies, some medical conditions that may entitle an insurance policyholder to access disability benefits often include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis or fibromyalgia
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
Unfortunately, for a number of different reasons, insurance providers may decide to deny an applicant’s claim for disability benefits, even if their medical condition makes it impossible for them to continue working. Receiving a denied claim for disability benefits can be extremely disheartening. Oftentimes, disability benefits are the only source of income available to people who have been waylaid by an unexpected diagnosis for a disabling medical condition. Without access to the benefits payments they should be owed, disabled workers could easily find themselves in financial distress.
However, if your claim for benefits was denied even though your medical condition prevents you from working, our disability lawyers serving Sackville may be able to provide you with critical legal assistance. By working with our Sackville disability lawyers, you may be able to overturn your insurance provider’s unfair determination and recover the payments you are rightfully owed.
To review the circumstances of your case with Preszler Injury Lawyers and receive the benefit of free, personalized legal advice, contact our disability lawyers serving Sackville today and schedule your free initial consultation.
Free Consultation for Sackville Residents – We Don’t Get Paid Unless We Win
If your claim for benefits has been denied, standing up to the unfair tactics employed by large insurance companies can seem like a challenging and expensive process. However, our Sackville disability lawyers understand the precarious position you have been put in by your insurance provider, and do our best to remove financial barriers to accessing our legal services. That is why, in addition to offering all prospective clients a free initial consultation, our disability lawyers serving Sackville work on a contingency-fee basis. That means, if you are eligible to appeal your insurance company’s unfair decision, you will not be required to pay for our legal services unless we win your case. If you are eligible to work with our Sackville disability lawyers, you can focus on your physical recovery while we focus on getting you the compensation you deserve.
To learn more about how Preszler Injury Lawyers may be able to help with your case, book your free initial consultation with our Sackville disability lawyers today.