Certain medical conditions, injuries, and mental health issues can make it impossible for the people afflicted by them to continue working. After receiving a diagnosis for a disabling medical condition, patients who are no longer able to perform the duties of their job may worry about how they will continue supporting themselves and their families.
Provided they have the appropriate level of insurance coverage, though, injured or ill individuals who can no longer complete the tasks of their jobs because of their acquired medical conditions may be eligible for disability benefits. Disability benefits are included in certain insurance plans, and provide income replacement payments to those who cannot continue working because of their medical conditions.
Some people in Tracadie-Sheila may have access to disability benefits through their employer’s group insurance plan. Others may have coverage through an independent policy to which they pay monthly premiums privately. If you are no longer able to carry out the tasks of your occupation because of a medical condition you have sustained, review your insurance policy to ascertain whether your plan includes disability benefits coverage.
The monthly income replacement payments available to eligible policyholders do not fully cover their normal salaries. Typically, disability benefits provide coverage for between 60-70% of a recipient’s regular wages. However, even these payments can provide an essential financial lifeline to disabled individuals going through extremely challenging situations. Disability benefits often provide a sense of financial stability, helping injured or ill insurance policyholders make ends meet while their medical conditions prevent them from working.
Unfortunately, throughout the country, many claims for disability benefits are turned down by insurance providers. Even if a claimant provides thorough supporting medical evidence along with their application for benefits, their insurance provider could find a reason to deny their claim and withhold the benefits payments that should be available to them.
Few experiences are more demoralizing than receiving a denied claim for disability benefits. After proving the severity of their medical conditions and substantiating the adverse impacts they have on an applicant’s ability to do their job, having a claim turned down can feel both confusing and hopeless. Even though denied applicants should have the ability to appeal their insurer’s decision, without proper assistance, the process of doing so can seem overwhelming.
At Preszler Injury Lawyers, we have a history of fighting against insurance companies who have unfairly withheld benefits from deserving policyholders. If your claim for disability benefits was denied, even though your medical condition should entitle you to receive them, our disability lawyers serving Tracadie-Sheila may be able to pursue legal action to help you recover the compensation you deserve.
By working with our disability lawyers serving Tracadie-Sheila, you may be able to recover payments for previously denied benefits, as well as other damages arising from your claim’s initial denial. To review your case with our Tracadie-Sheila disability lawyers and learn how we may be able to help overturn your insurance company’s unfair determination, schedule a free initial consultation with Preszler Injury Lawyers today.
Free Consultation for Tracadie-Sheila Residents – We Don’t Get Paid Unless We Win
In addition to offering a cost-free initial consultation to all prospective clients in the Tracadie-Sheila area, Preszler Injury Lawyers seek to remove financial barriers by working on a contingency-fee basis. In order to make our legal services accessible to people whose claims for benefits have been denied, our disability lawyers serving Tracadie-Sheila do not take any payment from the clients we represent unless we win their cases.
To discuss your denied claim and learn about options for financial recovery that may be available to you, schedule your free initial consultation with our Tracadie-Sheila disability lawyers.